DESCRIPTIVE PAPER 18.09.2011 ibps po exam

1. Essay Writing(20M):

a. Is world being a global village a reality?

b. Growth of aviation services in india in last decade?

c. E-banking?

2. Letter writing(15M):

a. To a local newspaper to start a series hilighting cultural heritage of the state?

b. To an appropriate authority complaining about shortage of drinking water supply in your area?

c. To your younger brother/sister explaining the significance of lokpall bill?

3. Precis writing(15M):

All The Best

Letter writing -- To a friend describing to him your feeling on a visit to a very dear relation after a long absence.

19, Tilak Dwar,
Mathura.
July 9, 2010
My dear Naresh,
There is no reason why I should write this letter to you just now. Only a week ago, I wrote to you and have not yet received any reply. But, dear friend, I cannot help it. My heart is too full, and I must tell you all.
A few days back, I was at Anantpur. It was here that I spent six happy years of my boyhood with my grandmother. The small town of the Kangra Valley knew me as a restless, quarrelsome, God forsaken little devil. My grandmother was put to so much trouble in keeping me within bounds. But she loved me dearly, and she loves me dearly still.
Something happened. I cannot exactly describe it. You know family quarrels are dangerous things. There was quarrel and my parents took me away from Anantpur. Today, I appear to be just city-bred, stylish young collegian, perhaps too strong for many of my class-fellows. But I have always been pining for Anantpur in the silence of my heart. I know you would understand me. You have that sympathy which always made me feel at home in your company though you are older and wiser than me. 
I longed for my grandmother. In those days when I was her little ward, I did not much care for her, at least I did not want to show it to any one how much I cared. After seven long years, with the old quarrel forgotten, and some of the parties dead, I went to Anantpur to see my grandmother.
There she was, little more bent then before, the eyes dimmer and some new wrinkles on her face! The dear sweet face! I wept, I could not check my tears. The old house on a hill top, the orchards, the little river down in the valley, the white road going across the hills, the school where I enjoyed and suffered much, but above everything, the same soft cool hand caressing me. How could I stay away from her all these years? - she asked. In reply, I looked down and shed tears of penitence.
She has not forgotten all my pretty likes and dislikes. She remembers my favourite dishes even. Going to her was like going back to my boyhood. Of wonder and hope. Would you believe it, for some time I forget then, I was a young man of seventeen and that I had seen and known the big busy world outside the rim of hills around Anantpur! I was just a boy of ten being petted by my grandmother. 
After a few days stay, I had to tear myself away. But I have formed a resolution. After my examination, I shall go back to her, and will not come back if she does not come with me.
Forgive me if I have troubled you with my sorrows.
Yours affectionately,

XYZ

Letter writing -- Write a letter to your elder brother from the town in which you have just joined a new appointment describing the interesting features of the town, of the people with whom you are associated and of the work you are required to do.

13, Nicholson Road,
Ludhiana,
June 25, 2010
My dear Brother,
I was right glad to receive your letter and learn that everyone was doing well at home. You have asked me to give you a description of the town I live in, and I readily comply with your wished. I am sure the description will make you like the place and fill you with a longing to see it.
The town possesses many interesting features. It is a big trade center. There are four cloth mills here, which supply cloth to the whole state. There is a big cloth market where you can buy cloth of any design you like. People, from neighbouring villages flock here to buy cloths. There are four High Schools – one is a Government school, another is managed by local Sanatan dharma Sabha, while the third is a Jat school. The fourth is a Mission High School. It is run by Christian missionaries belonging to the Presbytetian Church of America. It is in a very flourishing condition and has seven hundred students on it rolls. There is also a Technical College where industries as leather, cloth, carpentry, smith’s work, painting and dyeing are taught to the students. There are two female hospitals where thousands of patients are treated every month. Besides these, there is a charitable eye hospital, supervised by an eminent doctor of state reputation. During the months of October and November, thousands of patients are admitted in the hospital. But the most interesting feature of the town is its magnificent temples where hymns are sung and cymbals are clashed morning and evening,
The people here are nice. They are honest, straightforward and hard working. They are not addicted to any such vices as drinking and gambling. They earn their living honestly and pass their time in healthy amusements. All my colleagues are very sympathetic towards me and help me whenever I require help. They point put to me pitfalls into which I may fall. The Headmaster is a thorough gentleman and takes keen interest in the welfare of the students and institution. He is very kind and sympathetic to all.
The work that I am required to do is to my taste and congenial. In the school I teach English and Mathematics for about three hours and return home at half-past eleven. For the rest of the day I am free. The students are fairly intelligent; they take interest in their studies and follow easily what I teach them.
I hope you are keeping fit.
With best wishes,
I remain,
Yours affectionately,
XYZ.

Letter writing -- From a son to his father informing him of the choice of a profession.

4, Hemant Street
Burdwan,
April 23, 2010
My dear Father,
As my education is now finished, it is necessary for me to think of taking some calling or profession. I had a strong inclination to be a lawyer; but the profession has ceased to dazzle my imagination, although its glamour still dazzles the imagination of many. In this profession however honourable and lucrative it may be, I see people starve. At the Bar, one can scarcely hope to acquire competency even after ten or twelve years of waiting. I have therefore, made up my mind not to study law. The medical profession, too, is overcrowded.
Considering all these things, I have decided to turn a trader. Here, once can easily earn independence, if one be industrious, observant and conscientious. Trade holds out a sure prospect of growing rich within no time. I beg you to think over what I say, and write whether you approve of the choice I have made or not.
I remain,

My dear Father,
Ever your affectionate son,

SBI Associates PO – August 7, 2011 exam.-- Letter writting Question

You are director of a small limited company engaged in construction business. Please write a letter to your Bank requesting for credit facilities for expanding business.

 cell:.............. 

Email:xyzzz@gmail.com 
KUMARESH CONSTRUCTIONS 
25, KOTTAI MARI AMMAN KOVIL STREET 
SALEM, 6360001 

Ref. Philbank/234/2011 Date: August 9, 2011 



The Manager 
Phil .. Bank 
Arunachalam Street 
Salem 


Dear Sir, 

Sub: Request for Secured Overdraft limit of Rs. One crore 

************** 


We have our current account in your bank for the last five years. We are engaged in construction business and are having a turn over of over Rs.ten crore in our account during the last financial year. 
Oursis a private limited company incorporated in 2007. We are constructing small houses costing around Rs. 20 lakhs each and are selling to government employees, public sector employees. 

We have taken up a project near Attayampatti. We have entered into agreement with the owners of the land for offering the site to us for construction of houses to be sold to others and to pay them amounts as and when the proposed houses are sold. 

We are enclosing the following documents: 
1. Company's Balance sheet for the year ending March 2008, March 2009, March 2010 and March 2011. 
2. Income Tax assessment orders for the year ending March 2008, March 2009 and March 2010. Assessment for the year ending March 2011 is awaited. 
3. Project report giving details of projects completed by us so far and details of this project. 
4. Consent letter from Mr. Venkatarma Gounder to offer pesonal guarantee 
5. Details of house property at 7, Vaidyanathan Street, Saradha Nagar, Salem valued at Rs.3 crore for offering as security. 
As stated above we are offering property worth Rs.3 crore as security for the above overdraft and we request you to sanction the limit to us early. We hope this project to be completed in 2/3 years from date. 

We are sure you will consider our application favourably and accord sanction early. 

Thanking you, 

Yours faithfully 


(Gangadharan K.) 
Director 

Format for letter writing - Customer to Bank

Write a letter to the Bank Manager seeking time for payment of EMI. 

From 
Ramesh Ramamurthy 
No.10 Bazullah Road 
Shenoy Nagar 
Chennai 600084 Date: August 8, 2011 

To 
The Manager 
State Bank of India 
Shenoy Nagar 
Chennai 

Dear Sir, 

Sub: My Education Loan A/c No. SHN/23456/2007-- EMI repayment 
**** 


I availed Education Loan of Rs.6 lakhs in the year 2007 from your branch for study in SMR University. I completed my B.Tech degree in March 2011. I attended campus recruitment tests conducted at the University. But I could not get placed since I had lesser percentage of marks than they insisted upon. 

After completing the degree I am applying to various software companies for recruitment and am hopeful of getting employed shortly. In the meantime I have received your letter dated 1st August 2011 asking me to pay EMI. 

My father has retired from government service two years ago and we are living on his monthly pension. My mother is home maker. Under the circumstances, I am unable to repay the EMI as per schedule. 

Kindly grant me holiday for further six months period. I am hopeful of getting employed in a software company or in a nationalised bank by that time and I will commence paying my EMI of Rs 9000/ p.m. from February 2012. 

I am sure you will consider my request favourably. 

Thanking you, 

Yours faithfully, 


(RAMESH RAMAMURTHY) 

Letter writing -an “Irregular and inadequate bus service”

Write a letter to the Editor of news papers complaining about the irregular and inadequate bus services in your area?

Plot No. 123

Delhi – 76

18th April, 2010

The Editor

The Hindu

Delhi.

Sub: Irregular and inadequate bus service.

Dear Sir,

Through the Columns of your esteemed daily, I wish to draw the attention of the Transport Authorities towards the hardships that the residents of Tilak nagar have been experiencing on account of the inadequate bus services.

Every morning, a large number of persons take bus at tilak nagar stop to reach it their respective places to work in different parts of the city. Besides, there is large number of students who have to travel by bus to reach their respective schools and colleges. But the existing bus service is far from being adequate to meet their requirements.

Most of the buses that touch this stop start from other colonies. They get already packed by the time they reach to tilak nagar. The situation is worst at peak hours when most of the buses do not stop here.

 The authorities are requested to introduce new bus service to start from tilak nagar. This will save the people of this area a lot of trouble and will be a real service that the authorities will be doing to the travelling public.

Sincerely,

Raman

Letter writing -an “enquiry letter”

12 August 2011

The Manager,

Manor House Hotel,

Farnham Green,

Warnside, Upminster UE12.

Dear Sir,

We are currently seeking a venue for this year’s sales convention, scheduled for July.

Please provide the undersigned with full information about the convention facilities which your hotel offers, and the charges for them.  We expect upwards of 70 delegates.

Your early response will be appreciated.

Yours faithfully,

Sales Manager