Write a letter to the Bank Manager seeking time for payment of EMI.
From
Ramesh Ramamurthy
No.10 Bazullah Road
Shenoy Nagar
Chennai 600084 Date: August 8, 2011
To
The Manager
State Bank of India
Shenoy Nagar
Chennai
Dear Sir,
Sub: My Education Loan A/c No. SHN/23456/2007-- EMI repayment
****
I availed Education Loan of Rs.6 lakhs in the year 2007 from your branch for study in SMR University. I completed my B.Tech degree in March 2011. I attended campus recruitment tests conducted at the University. But I could not get placed since I had lesser percentage of marks than they insisted upon.
After completing the degree I am applying to various software companies for recruitment and am hopeful of getting employed shortly. In the meantime I have received your letter dated 1st August 2011 asking me to pay EMI.
My father has retired from government service two years ago and we are living on his monthly pension. My mother is home maker. Under the circumstances, I am unable to repay the EMI as per schedule.
Kindly grant me holiday for further six months period. I am hopeful of getting employed in a software company or in a nationalised bank by that time and I will commence paying my EMI of Rs 9000/ p.m. from February 2012.
I am sure you will consider my request favourably.
Thanking you,
Yours faithfully,
(RAMESH RAMAMURTHY)
From
Ramesh Ramamurthy
No.10 Bazullah Road
Shenoy Nagar
Chennai 600084 Date: August 8, 2011
To
The Manager
State Bank of India
Shenoy Nagar
Chennai
Dear Sir,
Sub: My Education Loan A/c No. SHN/23456/2007-- EMI repayment
****
I availed Education Loan of Rs.6 lakhs in the year 2007 from your branch for study in SMR University. I completed my B.Tech degree in March 2011. I attended campus recruitment tests conducted at the University. But I could not get placed since I had lesser percentage of marks than they insisted upon.
After completing the degree I am applying to various software companies for recruitment and am hopeful of getting employed shortly. In the meantime I have received your letter dated 1st August 2011 asking me to pay EMI.
My father has retired from government service two years ago and we are living on his monthly pension. My mother is home maker. Under the circumstances, I am unable to repay the EMI as per schedule.
Kindly grant me holiday for further six months period. I am hopeful of getting employed in a software company or in a nationalised bank by that time and I will commence paying my EMI of Rs 9000/ p.m. from February 2012.
I am sure you will consider my request favourably.
Thanking you,
Yours faithfully,
(RAMESH RAMAMURTHY)
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