Wednesday, 4 April 2012

Interview Experience (8) : Smit Kashyap


They were a panel of 4 Bank Managers. They told me to take my seat and the interview went as follows- Following is my interview you may edit it accordingly.
Q: What should i ask you?
A: Anything from my current job or my previous job or my personal life
Q: Did you ask the person who just gave the interview about the questions asked by the panel
A: No sir
Q: Why? Aren't u curious enough?
A: I believe that every individual is different and the panel asks different questions from every one and moreover it is important to come fr an interview with an open mind.
Q: What is the importance of branding in marketing?
A: Through branding we try to create an image in the mind of the consumer of what the bank is and what it strives to become.
Q: What does the brand bank of India conveys?
A: The tag line "relationship beyond banking" focuses on relationship building which is so very important. it says banking is just a part ultimate objective is to build long term relations with customer via customer delight.
Q: What is your role in bank of Baroda?
A: I am taking care of loans and advances.
Q: What is the rate of interest charged by your bank?
A: Its 15.50 for personal loans which i am dealing right now.
Q: What did u learn while working with icici lombard
A: 2 thing of all one is commitment the other is relationship building
Q: What if you commit wrongly and your company does not approve of it?
A: Commitment should always be done within the policy guidelines of the company.
Q: What is current asset ratio and debt equity ratio?
A: The ratio of current assets to current liabilities is current ratio and the ratio between owned and borrowed capital is debt equity ratio.
Q: You already have a good job why do u want to leave it?
A: This is a opportunity that i have right now where i would be directly working as a scale 2 marketing executive where i would be able to fully utilize my marketing skills that i have acquired over the last few years
Q: Where do you you see yourself in next few years in bank of india?
A: In next 7 to 8 years i see myself working at senior management level scale 4.
Q: And after that?
A: Than ill make my goals according to my circumstances as in banking one can go as high as he wants to.
Q: What is the difference between bank of Baroda and bank of India
A: What i have seen in my three months with bank of Baroda i that it is very aggressively into marketing and sales which it gives competitive edge over other banks.
Q: What is the reason despite having such a good name "bank of india" and larger no. of branches, ranking wise we are behind bank of baroda?
A: As i said earlier BOB has its competitive advantage in marketing and sales which could be one of the reasons. Than the said good luck smit god bless you.

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