Tuesday, 24 April 2012

General awareness- 2012 Practice Test 42 FOR IBPS PO EXAM

1. Which of the following is not one of the varieties of credit cards in India ?
A. ANZ-Gold
B. BOB-Exclusive
C. Master card
D. Bol-Taj premium
E. None


2. The first International credit card was issued to a restricted number of customers in 1987by
A. Bank of India
B. Andhra bank
C. Bank of Punjab
D. Bank Of Baroda
E. None


3. A scheduled bank must be
A. A company as defined in the companies Act,1956
B. An institution notified by the central government in this behalf
C. A corporative or company in corporated by or under any law in force any place outside India
D. All of the above
E. None


4. Which of the following is true of RBI Licensing of Banking Companies ?
A. The company is or will be in a position to pay its present or future depositors in full as their claims accrue
B. That the affairs of the company are not being or are not likely to be conducted in a manner detrimental to the interests of its present or future depositors
C. That the company has adequate capital structure and earning prospects
D. All of the above
E. None


5. At Present ,all Scheduled commercial banks are required to maintain statutory liquid ratio at the rate of
A. 31.8 % on deposit liability out standing as on septmber 30, 1994
B. 25% on incremental deposits after that date
C. Both A) And B)
D. Either A) or B)
E. None


6. Which bank was formed in 1950 with the amalgamation of Bengal Central bank limited ;comilla union bank ltd;Hooghly bank ltd ,and comilla banking corporation Ltd ?
A. United bank of India
B. Central bank of India
C. Bank of India
D. Vijaya Bank
E. None


7. Cooperative Banks in India Finance Urban areas under
A. Small scale units
B. Home finance
C. Consumer Finance
D. All of the above
E. None


8. Initial authorised share capital of each rural bank was
A. Rs. 5Lakhs
B. Rs. 10 lakhs
C. Rs. 1 crore
D. Rs. 15 lakhs
E. None


9. The Commercial banks are governed by all the sections of the Banking Regulation Act 1949, but only some of the sections of this Act are applicable to
A. Regional rural banks
B. Co-operative banks
C. HDFC
D. All of the above
E. None


10. The Co-operative Banks are Organised on a
A. Three tier system
B. Two tier system
C. Unitary basis
D. All of these
E. None

No comments:

Post a Comment