1. As on 30th june 1999,how many scheduled banks were there in India having total network of 64,918 branches ?
A. 100
B. 200
C. 300
D. 400
E. None
2. Which of the following is a scheduled Bank in Private Sector ?
A. ICICI banking Corporation bank ltd
B. HDFC Bank Limited
C. Bank Of Punjab Limited
D. All of the above
E. None
3. Which of the following is/are scheduled foreign banks in India ?
A. Bank of Tokyo Ltd
B. Dresdner Bank AG
C. Citi Bank N.C
D. All of the above
E. None
4. Under which section of the RBI Act of 1934 ,it is obligatory on the part of the RBI to appoint the SBI as its role agent at all places where the bank has no branch or office of its banking Department but where there is branch of the State bank or its Subsidiary Bank ?
A. Section 38
B. Section 45
C. Section 46
D. Section 52
E. None
5. In Which Year the Concept of credit cards was used with the launch of charge cards in USA by diners Club and American express ?
A. 1930
B. 1940
C. 1950
D. 1960
E. None
6. What is one of the plus features of credit cards in India?
A. Insurance on goods purchased
B. Waiver of payment in Case of Accidental Death
C. Lost baggage Insurance
D. All of the above
E. None
7. Assets against Which RBI issue Bank Notes is
A. Gold coin and Billions
B. Foreign securities
C. The bill of exchange and promissory notes payable in India Which are eligible for purchase by the bank
D. All of the above
E. None
8. The Reserve bank of India is authorised to make the central and state Governments ways and means advances which are repayable within
A. 3 months from the date of making of advances
B. 6 months from the date of making of advances
C. 9 months from the date of making of advances
D. 12 months from the date of making of advances
E. None
9. The first credit card was issued in India by Visa in
A. 1980
B. 1981
C. 1983
D. 1985
E. None
10. The Country’s First Gold Card Was Issued from Visa in
A. 1982
B. 1984
C. 1986
D. 1990
E. None
11. The number of Days Given to you on your cards before the card is suerstarts charging you interest is called
A. Silent period
B. Advance period
C. Grace period
D. All of the above
E. None
12. In personal Loan ,one can get a sanctioned loan amount between
A. Rs.25,000 to 10,00,000
B. Rs. 25,000 to 5,00,000
C. Rs. 25,000 to 1,00,000
D. Rs. 23,000 to 4,00,000
E. All of the above
13. Car loan /auto loan are sanctioned to the extent of
A. 75 % upon the Ex-showroom price of the car
B. 80 % upon the Ex-showroom price of the car
C. 85 % upon the Ex-showroom price of the car
D. 100 % upon the Ex-showroom price of the car
E. None
14. From 2003 to 2004,the International Money Transfer Market grew at the rate of
A. 8.5 %
B. 9%
C. 9.3%
D. 9.5%
E. None
15. Apart from Banks few Financial institutions and online portals give services of money transfer to India . which of the following is one of them ?
A. Ikobo Money transfer
B. Union money transfer
C. Money gram international
D. All of the above
E. None
16. A scheduled bank must have a paid up capital and reserves of an aggregate value of not less than Rs.
A. 5 lakhs
B. 10 lakhs
C. 1 crore
D. 5 crore
E. None
17. For Licensing a foreign bank , the RBI must be satisfied about the fact that
A. The carrying on of banking business by such bank in India will be in the public interest
B. That the government or Law of the country of its origin does not discriminate against banking companies registered in India
C. That the company complies with all the provisions of the Act Applicable to such companies
D. All of the above
E. None
18. Reserve Bank’s prior approval is necessary for appointment or reappointment or Termination of appointment of a
A. Chairman
B. Managing director
C. Manager
D. All of the above
E. None
19. Banking Regulation Act ,1949 , requires very banking company to maintain in india in cash ,gold or unencumbered approved securities , an amount which shall not, at the close business on any day , be less than 25 percent of its Net demand and time liabilities in india .this is called
A. Statutory liquid Ratio
B. Statutory Reserve ratio
C. Statutory balance
D. All of these
E. None
20. Which of the following not correctly matched ?
A. Bengal central Bank LTD -1918
B. Comilla Union bank LTD -1922
C. Hooghly Bank LTD -1932
D. Comilla banking Corporation Ltd -1926
E. None
A. 100
B. 200
C. 300
D. 400
E. None
2. Which of the following is a scheduled Bank in Private Sector ?
A. ICICI banking Corporation bank ltd
B. HDFC Bank Limited
C. Bank Of Punjab Limited
D. All of the above
E. None
3. Which of the following is/are scheduled foreign banks in India ?
A. Bank of Tokyo Ltd
B. Dresdner Bank AG
C. Citi Bank N.C
D. All of the above
E. None
4. Under which section of the RBI Act of 1934 ,it is obligatory on the part of the RBI to appoint the SBI as its role agent at all places where the bank has no branch or office of its banking Department but where there is branch of the State bank or its Subsidiary Bank ?
A. Section 38
B. Section 45
C. Section 46
D. Section 52
E. None
5. In Which Year the Concept of credit cards was used with the launch of charge cards in USA by diners Club and American express ?
A. 1930
B. 1940
C. 1950
D. 1960
E. None
6. What is one of the plus features of credit cards in India?
A. Insurance on goods purchased
B. Waiver of payment in Case of Accidental Death
C. Lost baggage Insurance
D. All of the above
E. None
7. Assets against Which RBI issue Bank Notes is
A. Gold coin and Billions
B. Foreign securities
C. The bill of exchange and promissory notes payable in India Which are eligible for purchase by the bank
D. All of the above
E. None
8. The Reserve bank of India is authorised to make the central and state Governments ways and means advances which are repayable within
A. 3 months from the date of making of advances
B. 6 months from the date of making of advances
C. 9 months from the date of making of advances
D. 12 months from the date of making of advances
E. None
9. The first credit card was issued in India by Visa in
A. 1980
B. 1981
C. 1983
D. 1985
E. None
10. The Country’s First Gold Card Was Issued from Visa in
A. 1982
B. 1984
C. 1986
D. 1990
E. None
11. The number of Days Given to you on your cards before the card is suerstarts charging you interest is called
A. Silent period
B. Advance period
C. Grace period
D. All of the above
E. None
12. In personal Loan ,one can get a sanctioned loan amount between
A. Rs.25,000 to 10,00,000
B. Rs. 25,000 to 5,00,000
C. Rs. 25,000 to 1,00,000
D. Rs. 23,000 to 4,00,000
E. All of the above
13. Car loan /auto loan are sanctioned to the extent of
A. 75 % upon the Ex-showroom price of the car
B. 80 % upon the Ex-showroom price of the car
C. 85 % upon the Ex-showroom price of the car
D. 100 % upon the Ex-showroom price of the car
E. None
14. From 2003 to 2004,the International Money Transfer Market grew at the rate of
A. 8.5 %
B. 9%
C. 9.3%
D. 9.5%
E. None
15. Apart from Banks few Financial institutions and online portals give services of money transfer to India . which of the following is one of them ?
A. Ikobo Money transfer
B. Union money transfer
C. Money gram international
D. All of the above
E. None
16. A scheduled bank must have a paid up capital and reserves of an aggregate value of not less than Rs.
A. 5 lakhs
B. 10 lakhs
C. 1 crore
D. 5 crore
E. None
17. For Licensing a foreign bank , the RBI must be satisfied about the fact that
A. The carrying on of banking business by such bank in India will be in the public interest
B. That the government or Law of the country of its origin does not discriminate against banking companies registered in India
C. That the company complies with all the provisions of the Act Applicable to such companies
D. All of the above
E. None
18. Reserve Bank’s prior approval is necessary for appointment or reappointment or Termination of appointment of a
A. Chairman
B. Managing director
C. Manager
D. All of the above
E. None
19. Banking Regulation Act ,1949 , requires very banking company to maintain in india in cash ,gold or unencumbered approved securities , an amount which shall not, at the close business on any day , be less than 25 percent of its Net demand and time liabilities in india .this is called
A. Statutory liquid Ratio
B. Statutory Reserve ratio
C. Statutory balance
D. All of these
E. None
20. Which of the following not correctly matched ?
A. Bengal central Bank LTD -1918
B. Comilla Union bank LTD -1922
C. Hooghly Bank LTD -1932
D. Comilla banking Corporation Ltd -1926
E. None
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