Computer Awareness Quiz -24 for ibps Bank exam and for sbi clerk exam

1. Which of the following unables a set of instructions to be used in a number of instances in the same program ?
A. Subroutine
B. Jumping
C. Looping
D. Multiple branching
E. None


2. In Which of the following Computer languages, binary digits are used to write a programme
A. ADA
B. Binary language
C. Machine language
D. Source language
E. None


3. In which of the following mode ,several users can simultaneously make use of a computer ?
A. Time sharing
B. Off line processing
C. Batch processing
D. Multi-processing
E. None


4. Which of the following is not a unit of the computer ?
A. Disk Drive
B. VDU
C. LAN
D. CPU
E. NONE


5. Which of the following facility is not available in any word processing package ?
A. Bold face printing
B. Spelling check
C. Assigning values to variables
D. All of these
E. None


6. Word processor scan be used by
A. Students
B. Teachers
C. Secretaries
D. All of the above
E. None


7. if a word misspelt while creating a database
A. computer cautions the user
B. the computer automatically correct the database
C. the computer cannot make any correction on its own
D. all of the above
E. none


8. updating a file enables the user
A. to get correct information
B. to organize vast amount of data
C. to organize information more than one way
D. all above
E. none


9. spread sheet are used by
A. teachers
B. scientists
C. businessman
D. all the above
E. none


10. if an entry in one of the cells is changed in an electronic spreadsheet
A. all other entries vanish completely
B. some of the cells become empty
C. other numbers that depend on this entry will change automatically
D. nothing happens
E. none


11. BASIC was invented By
A. Van Neumann and Henry
B. John Kemney and Thomas Kurtz
C. Brown and white
D. Jacquard
E. None



12. GWBASIC is a version of
A. COBOL
B. BASIC
C. FORTRON
D. PASCAL
E. NONE


13. REM is a (n) __________ statement
A. Assignment
B. Remark
C. Conditional
D. Uncondtional
E. None



14. LET is a (n) _______________Statemet
A. Assignment
B. Remark
C. Conditional
D. Unconditional
E. None


15. CLS statement is used to ________the screen
A. Open
B. Clear
C. Close
D. Menu
E. None

IBPS CWE Specialist Exam Results Announced Check Online

The Institute of Banking Personnel Selection (IBPS) has announced the results of Common Written Exam (CWE) for recruitment of Specialist Officers in Public Sector Banks in India.

Around 3 lakh candidates who have appeared for the exam conducted on Match 11, 2012 and only 16, 268 candidates have successfully qualified. The specialist streams for which the exams were conducted include law, IT, agriculture, marketing, rajbhasha, etc.
Read more »

Sbi Associate Bank Po Final Results

SBI Associate Bank Released Final Results
check here or Sbi.co.in
Written Examination held on 07.08.2011

All The Best

Candidates qualify in Ibps specialist officers exam (16,268 )

The Institute of Banking Personnel Selection (IBPS) has announced the results of its common written exam for specialist officers in public sector banks

16,268 candidates have qualified out of about 3 lakh candidates who appeared for the exam that was conducted in March.

The specialist streams for which the exams were conducted include law, IT, agriculture, marketing, rajbhasha, etc. 

The pass percentage of successful candidates at a little over 5 per cent of total candidates compares relatively poorly with the other two exams conducted by IBPS.  The pass percentage in the probationary officers exam was 10 per cent while for clerical cadre, the pass percentage was 17 per cent. It must  be mentioned that the number of specialist positions available in public sector banks is also relatively lower. Successful candidates in this exam may have to compete for about 4,000 odd specialist vacancies. Mr M.Balachandran, Director, IBPS, said that they had tightened the qualification criteria keeping in view the requirements of banks.

passed candidates:

IT officer Scale I -4394

Agriculture field officer- 1556

Rajbhasha Adikari - 193

Law Officer Scale I- 562

Technical Officer- 2332

HR officer-1130

Marketing officer-5775

IT officer Scale II-157

source :http://www.thehindubusinessline.com/todays-paper/tp-money-banking/article3368099.ece

General awareness- 2012 Practice Test 44 FOR IBPS PO EXAM

1. Which of the following is a Rural Bank ?
A. Haryana State Cooperative apex bank limited
B. Sindhanur urban souharda co-operative bank
C. Saptagiri Grameena Bank
D. All of the above
E. None


2. A commercial bill arises out of bonafide commercial or trade transaction .it should be drawn on and payable in India and mature within
A. 90 days from the date of purchase or discount
B. 60 days from the date of purchase or discount
C. 180 days from the date of purchase or discount
D. All of these
E. None


3. If the bill arises out of transaction relating to export of goods from india the period of maturity may be
A. 120 days
B. 180 days
C. 360 days
D. 90 days
E. None


4. Bill for financing agricultural operations should be drawn or issued for the purpose of financing seasonal agricultural operations or the marketing of crops and mature within
A. 3 months
B. 6 months
C. One year
D. 15 months
E. None


5. To encourage the practice rediscounting of bills, the Reserve bank introduced the bills rediscounting scheme with effect from
A. November 1 ,1971
B. November 2,1971december 6,1974
C. January 1 ,1975
D. None


6. The structure of Land development banks is unitary operative directly through their own branches at the district level in the state of
A. Gujarat
B. Jammu And Kashmir
C. Uttar Pradesh
D. All of the above
E. None


7. The land development banks meet the requirements of the farmers for
A. Provision of equipment like pumpsets ,tractors and machinery
B. Land improvement in the form of levelling ,bundling ,reclamation of land etc..
C. Sinking of new wells and repairs to old wells
D. All of the above
E. None


8. The central Land Development banks raised their resources by floating debentures in the market .these debentured carry the guarantee of the state government and subscribed by the
A. Commercial Banks
B. Life insurance corporation
C. Central and state governments
D. All of thes
E. None


9. The Land development bank secure short term accommodation from the
A. State governments
B. Commercial Banks
C. State co-operative banks
D. All of the above
E. None


10. Industrial Development bank of India was set up in
A. 1952
B. 1956
C. 1964
D. 1970
E. None


11. IDBI was delinked from Reserve Bank of India on
A. 16th February 1976
B. 15th March 1978
C. 31st March 1980
D. 1st April 1984
E. None


12. When did IDBI introduced equipment finance scheme ,wherein foreign currency loans are made available to industrial concerns for import of capital goods and equipment not related to any specific project ?
A. 1970
B. 1978
C. 1984
D. 1989
E. None


13. Industrial development Bank of India subscribes share and bonds of
A. SFCs
B. SIDCs
C. National small industrial corporation LTD
D. All of the above
E. None


14. The IDBI was wholly owned by the Government of India till
A. 1990-91
B. 1995-96
C. 2000-01
D. 2003-04
E. None


15. The Industrial Development Bank India raises the bulk of its funds from
A. Market borrowings by way of bonds
B. The borrowings out of national industrial credit funds of the reserve Bank
C. Foreign currencies by way of loans and private placement of its bonds in foreign capital markets
D. All of the above
E. None

Computer Awareness Quiz -23 for ibps Bank exam and for sbi clerk exam

1. Which of the following is an unary gate
A. AND
B. OR
C. NOT
D. XOR
E. NONE


2. Which of the following are Analog measurements ?
A. Flowing water
B. Distance between earth and stars
C. Area of a square
D. Both A) and B)
E. None


3. Which of the following software is USER friendly ?
A. Complier
B. Interpreter
C. A BASIC program
D. A data file
E. None


4. Which of the following is a set of records ?
A. MS DOS
B. WORDSTAR
C. GWBASIX EXE
D. A DATA FILE
E. NONE


5. In which of the following languages the programs are written within BEGIN and END
A. BASIC
B. COBAL
C. FORTRAN
D. PASCAL
E. None


6. A built in memory is termed as
A. RAM
B. ROM
C. FUNCTION
D. CHIP
E. None


7. Which of the following is not related with programming
A. PROGRAMMER
B. LANGUAGE
C. OPERATING SYSTEM
D. FLOW CHART
E. NONE


8. The software used for creation of a DATABASE is
A. D base
B. Interpreter
C. Operating system
D. Wordstar
E. None


9. Which of the following functions return a string value
A. ASC
B. MOD
C. STR
D. LEN
E. NONE


10. Which of the following is the LARGEST set of bits ?
A. NIBBLE
B. KBYTE
C. BYTE
D. WORD
E. NONE


11. An example of a DATA file is
A. KANYA.DAT
B. KANYA.BAS
C. Both A) and B)
D. KBYTE
E. None


12. Which of the following is a UNIVERSAL gate ?
A. AND
B. OR
C. NOT
D. NAND
E. NONE


13. Which of the following not a BASIC instruction ?
A. NAME
B. TYPE
C. RENUM
D. SYSTEM
E. None


14. Which of the following not SET of BITS ?
A. BYTE
B. BIT
C. WORD
D. BAUD
E. NONE


15. Which of the following most essential for effective and efficient running of a computer ?
A. A computer language
B. Auxiliary memory
C. An operating system
D. Interpreter
E. None

Banking Awareness Model Practice Set- 2 for Bank PO and Clerk

Expected Questions for Banking Awareness:

Banking Awareness Section is the most scoring section in IBPS Exam 2012. Students must prepare this section thoroughly as most students don't prepare for this section.Here we have provided a list of 50 Most Expected Questions for Banking Awareness Section: :)

1. First Governor of RBI was – 
a) Hilton Young
b) Paul Samuelson
c) C.D.Deskmukh
d) O.A Smith
Ans. d) O.A Smith

2. At the time of nationalization who was the Governor of RBI-
a) O.A Smith
b) J.B Taylor
c) C.D. Deshmukh
d) K.C.Neogy
Ans. c) C.D. Deshmukh 

3. The RBI was nationalized in the year –
a)1949
b)1956
c)1959
d)1947
Ans. a)1949 

4. The general superintendence and director of the bank is entrusted to central board of directors of –
a)10 members
b) 20 members
c) 25 members
d)30 members
Ans. b) 20 members 
Read more »

ibps Specialist Officers Results 2012

ibps released Results for Specialist Officers Cwe Test 2012
View your CWE Specialist Result Status 

Click here To view your CWE Specialist Result Status

http://ibpsresults.sifyitest.com/ibpsresmay12/login.php

All The Best  to All

Bank of baroda Specialist officers notification 2012

Notification : http://www.bankofbaroda.com/download/SpecialistOfficers2012.pdf

apply online: http://ibpsreg.sifyitest.com/bobsoapr12/

General awareness- 2012 Practice Test 43 FOR IBPS PO EXAM

1. RBI issues directives to check speculation and rising prices
A. By exercising moral influence on the Banks
B. By Changing The statutory reserve Maintained by scheduled banks with the reserve Bank under section 42 of The RBI ACT
C. By Changing bank Rate and its policy of granting accommodation to the commercial banks
D. All of the above
E. None


2. Banking Institutions modelled on European lines were first established in
A. Delhi
B. Bombay
C. Bengal
D. Madras
E. None


3. The first Indian enterprise in field of banking based on joint stock limited liability principle was the
A. Oudh commercial Bank started in 1881
B. Bank of Andhra ,1882
C. Bank of India ,1883
D. All of the above
E. None


4. Punjab National Bank 1894 and people’s bank 1901 was started by
A. Lala Lajpat Rai
B. Harikishan singh
C. Harikishan Lai Gauba
D. Amajeet singh
E. None


5. A Fiscal commission under the presidentship of sir Ibrahim Rahimatullah was appointed in October
A. 1921
B. 1925
C. 1931
D. 1935
E. None


6. In 1914 foreign banks held over 70 percent of all bank deposits in India ,by 1937 their share had decreased to
A. 25%
B. 34%
C. 46%
D. 57%
E. None


7. With the enactment of the Regional Rural Banks Amendment Act 1987 ,the authorised capital of each RRB has been Raised to Rs.
A. Rs. 10 lakhs
B. Rs. 1 crore
C. Rs. 5crore
D. Rs. 10 crore
E. None


8. At the End of December 1987,the advances of RRBs to the weaker sections accounted for
A. 70 % of their total direct advances
B. 82 % of their total direct advances
C. 92 % of their total direct advances
D. 95 % of their total direct advances
E. None


9. The Regional Rural Banks avail of the refinance facilities from the
A. National Banks for Agriculture and rural Development
B. Co-operative bank
C. Commercial bank
D. Reserve Bank of India
E. None


10. How many Regional Rural Banks of the State Bank of India has ?
A. 10
B. 20
C. 30
D. 40
E. None

Important Message to Candidates of CWE-PO/MT March 12 who have paid fees by Challan

Important Message to Candidates of CWE-PO/MT March

 12 who have paid fees by Challan

visit more   ibps.in

Candidates who have not received confirmation email or sms after paying fees in Bank Branches, are requested to send email at cwe.queries12@gmail.com  with following 3 details.

Registration Number :

Bank in which Fees Paid :

Fees Paid Date :

On verification of details submitted by you, necessary updation for Fee-Paid Status will be carried out in our system under advice to you. If the details submitted by you are found to be wrong / inaccurate, you will be informed by email accordingly. 

General awareness- 2012 Practice Test 42 FOR IBPS PO EXAM

1. Which of the following is not one of the varieties of credit cards in India ?
A. ANZ-Gold
B. BOB-Exclusive
C. Master card
D. Bol-Taj premium
E. None


2. The first International credit card was issued to a restricted number of customers in 1987by
A. Bank of India
B. Andhra bank
C. Bank of Punjab
D. Bank Of Baroda
E. None


3. A scheduled bank must be
A. A company as defined in the companies Act,1956
B. An institution notified by the central government in this behalf
C. A corporative or company in corporated by or under any law in force any place outside India
D. All of the above
E. None


4. Which of the following is true of RBI Licensing of Banking Companies ?
A. The company is or will be in a position to pay its present or future depositors in full as their claims accrue
B. That the affairs of the company are not being or are not likely to be conducted in a manner detrimental to the interests of its present or future depositors
C. That the company has adequate capital structure and earning prospects
D. All of the above
E. None


5. At Present ,all Scheduled commercial banks are required to maintain statutory liquid ratio at the rate of
A. 31.8 % on deposit liability out standing as on septmber 30, 1994
B. 25% on incremental deposits after that date
C. Both A) And B)
D. Either A) or B)
E. None


6. Which bank was formed in 1950 with the amalgamation of Bengal Central bank limited ;comilla union bank ltd;Hooghly bank ltd ,and comilla banking corporation Ltd ?
A. United bank of India
B. Central bank of India
C. Bank of India
D. Vijaya Bank
E. None


7. Cooperative Banks in India Finance Urban areas under
A. Small scale units
B. Home finance
C. Consumer Finance
D. All of the above
E. None


8. Initial authorised share capital of each rural bank was
A. Rs. 5Lakhs
B. Rs. 10 lakhs
C. Rs. 1 crore
D. Rs. 15 lakhs
E. None


9. The Commercial banks are governed by all the sections of the Banking Regulation Act 1949, but only some of the sections of this Act are applicable to
A. Regional rural banks
B. Co-operative banks
C. HDFC
D. All of the above
E. None


10. The Co-operative Banks are Organised on a
A. Three tier system
B. Two tier system
C. Unitary basis
D. All of these
E. None

General awareness- 2012 Practice Test 41 FOR IBPS PO EXAM

1. The first private bank in India to receive an in principle approval from the Reserve Bank Of India was ..
A. Indus Ind bank
B. Housing Development Finance Corporation Limited
C. United Western Bank
D. Bank of Rajasthan


2. HDFC bank Limited Commenced Operations As scheduled commercial bank in
A. January 1995
B. March 1996
C. July 1997
D. July 1998
E. None


3. ING Vysya was Incorporated in
A. 1980
B. 1960
C. 1930
D. 1950
E. None


4. According To Euro Money Magazine, which of the following is the world’s best privare bank ?
A. Switzerland’s UBS
B. Royal bank Of Scotland
C. Us based GE Capital
D. All of the above
E. None


5. Which of the following foreign banks is going to set up business in India ?
A. Royal bank of Scotland
B. Industrial and commercial Bank of china
C. Us Based GE Capital
D. All of the above
E. None


6. The Commercial banks have been organised either as public corporations under separate Acts of Parliament or as joint stock companies under the companies act Of
A. 1949
B. 1956
C. 1965
D. 1969
E. None


7. The co-operative Bank is Governed by the banking Regulation Act 1949 and Banking laws co-operative societies Act of
A. 1952
B. 1960
C. 1965
D. 1969
E. None


8. Net Inter-bank Liabilities have been exempted from the maintenance of statutory Liquid Ratio Effective from
A. April 26, 1997
B. April 29, 1998
C. May 6 ,1999
D. July 12 ,1999
E. None


9. The Reserve Bank is empowered to issue directive to the banking companies to determine the policy in relation to advances to be followed by them. these Directives may relate to
A. The margins to be maintained in respect of secured advances
B. The maximum amount of advances to any borrower
C. Either A) or B)
D. Both A) and B)
E. None


10. Co-operative Banks in India Finance Rural areas under
A. Cattle and milk
B. Farming
C. Hatchery and personal Finance
D. All of the above
E. None


11. The First among the private sector banks in Kerala to become a scheduled bank in 1946 under RBI Act was
A. South Indian Bank
B. Canara bank
C. State bank of Travancore
D. None of these
E. All of the above



12. Which bank was not set up during 1906 and 1913 ?
A. Bank of Baroda
B. Central bank of India
C. Bank of Mysore
D. Bank of Madras
E. None


13. India’s Oldest ,Largest and Most Successful Commercial Bank ,offering the widest possible range of domestic, international and NRI Products and services ,through its vast network in India and overseas is
A. Allahabad bank
B. Bank of India
C. State bank of India
D. Punjab National Bank
E. None


14. When the credit guarantee corporation was created ?
A. 1971
B. 1973
C. 1980
D. 1982
E. None


15. Regional rural banks were created in
A. 1968
B. 1970
C. 1975
D. 1980
E. None


16. When did the Nationalisation of seven Banks with deposits over 200 crore take place ?
A. 1975
B. 1980
C. 1982
D. 1985
E. None


17. Which committee worked for the liberalisation of the banking practices?
A. M Narasimham committee
B. Y Sabarwal Committee
C. S Ramanujam Committee
D. V Chellaiah Commitee
E. None


18. The State Bank of India is India’s Largest Commercial Bank and is Ranked one of the top
A. 10 banks of the world
B. 20 banks of the world
C. 5 banks of the world
D. 3 banks of the world
E. None


19. Till 1980, approximately what percent of the banking segment in India were under government ownership ?
A. 60%
B. 70%
C. 80%
D. 90%
E. None


20. Magnetic Strips in Credit cards were used for the first time in
A. 1960
B. 1970
C. 1975
D. 1980
E. None

A Modern Approach To Non Verbal Reasoning

Dear IBPS Aspirant,


This is very important book for all bank exams. so download this book & start preparing for upcoming exams.


Book Description                                                


The requirements of the candidates have been a major factor kept in mind during the compilation of this book and with this end in view all types of solved questions with a huge collection of practisable questions have been provided.
Read more »

IBPS Human Resource (HR) Practice Question Paper

Dear IBPS Aspirants, 
This is the set of 24 HR MCQs. Practice there question for you upcoming exam. Hope you find these quizzes helpful for HR Exam. 

IBPS Human Resource

1. While conceiving an organization chiefly as a designing process which one of the following writers felt that “lack of design is illogical, cruel, wasteful and inefficient?
(a)Luther Gulick
(b) Lyndall Urwick
(c)Henri Fayot
(d) James Mooney
Answer: (d)

2. Chris Argyris suggests the T group technique for improving the personal effectiveness of employees. Which one of the following is not part of this type of sensitivity training?
(a) Individual employees have to expose their behavior and they give, receive and get feedback
(b) It provides possibilities to learn the nature of effective group functioning
(c) Subordinates feel happier under conditions of directive leadership
(d) Psychological success, self-esteem and inter personal competence can be increased
Answer: (c)


3. which of the following are correctly matched?
I. Authority …….It is accepted as legitimate
2. Power ……. Carrying out ones will despite resistance
3. Control …….. Ability to guide
4. Discretion…….. Choosing among alternatives causes of action
(a) 1,2,3and4
(b) 2and4
(c) 1,2and4
(d) 1and3
Answer: (c)

4. which of the following factors could limitations on the authority of a superior?
1. Group behavior
2. Social relationships
3. Organizational norms
4. Bonafide instructions
(a) 1, 2,3 and 4
(b) 1 and 2
(c) 3 and 4
(d) l,2 and 3
Answer: (a)
Read more »

HOW TO ATTEMPT THE IBPS EXAM ?

In this post i am going to explain "HOW TO ATTEMPT THE EXAM". Hope some aspirants can gain from this post.

IBPS exam is not about the toughness it is mainly about the time management. If you can manage the time properly you can solve the whole exam. Now the question arises how to manage the time..?? Yes, i am giving my personal experience how i had managed time and able to score 174 in po and 183 in clerk in my 2 months preparation ( I am writing this again not to earn praise from you guys..but making you believe that.... yes by preparing hard for the next 2 months you can crack the exam with good marks )
Read more »

SBI launches 'virtual' card for online transactions

Mumbai, April 22: State Bank of India has launched a ‘virtual' electronic debit card for e-commerce transactions.

The ‘State Bank Virtual' card can be created by a customer using the bank's Internet Banking facility with transaction rights.

The product allows the user to create a virtual card for any online transaction and the customer is not required to share the details of the principal account on the merchant Web site, said the bank in a statement.
Read more »

General awareness- 2012 Practice Test 40 FOR IBPS PO EXAM

1. As on 30th june 1999,how many scheduled banks were there in India having total network of 64,918 branches ?
A. 100
B. 200
C. 300
D. 400
E. None


2. Which of the following is a scheduled Bank in Private Sector ?
A. ICICI banking Corporation bank ltd
B. HDFC Bank Limited
C. Bank Of Punjab Limited
D. All of the above
E. None


3. Which of the following is/are scheduled foreign banks in India ?
A. Bank of Tokyo Ltd
B. Dresdner Bank AG
C. Citi Bank N.C
D. All of the above
E. None


4. Under which section of the RBI Act of 1934 ,it is obligatory on the part of the RBI to appoint the SBI as its role agent at all places where the bank has no branch or office of its banking Department but where there is branch of the State bank or its Subsidiary Bank ?
A. Section 38
B. Section 45
C. Section 46
D. Section 52
E. None


5. In Which Year the Concept of credit cards was used with the launch of charge cards in USA by diners Club and American express ?
A. 1930
B. 1940
C. 1950
D. 1960
E. None


6. What is one of the plus features of credit cards in India?
A. Insurance on goods purchased
B. Waiver of payment in Case of Accidental Death
C. Lost baggage Insurance
D. All of the above
E. None


7. Assets against Which RBI issue Bank Notes is
A. Gold coin and Billions
B. Foreign securities
C. The bill of exchange and promissory notes payable in India Which are eligible for purchase by the bank
D. All of the above
E. None


8. The Reserve bank of India is authorised to make the central and state Governments ways and means advances which are repayable within
A. 3 months from the date of making of advances
B. 6 months from the date of making of advances
C. 9 months from the date of making of advances
D. 12 months from the date of making of advances
E. None


9. The first credit card was issued in India by Visa in
A. 1980
B. 1981
C. 1983
D. 1985
E. None


10. The Country’s First Gold Card Was Issued from Visa in
A. 1982
B. 1984
C. 1986
D. 1990
E. None


11. The number of Days Given to you on your cards before the card is suerstarts charging you interest is called
A. Silent period
B. Advance period
C. Grace period
D. All of the above
E. None


12. In personal Loan ,one can get a sanctioned loan amount between
A. Rs.25,000 to 10,00,000
B. Rs. 25,000 to 5,00,000
C. Rs. 25,000 to 1,00,000
D. Rs. 23,000 to 4,00,000
E. All of the above


13. Car loan /auto loan are sanctioned to the extent of
A. 75 % upon the Ex-showroom price of the car
B. 80 % upon the Ex-showroom price of the car
C. 85 % upon the Ex-showroom price of the car
D. 100 % upon the Ex-showroom price of the car
E. None


14. From 2003 to 2004,the International Money Transfer Market grew at the rate of
A. 8.5 %
B. 9%
C. 9.3%
D. 9.5%
E. None


15. Apart from Banks few Financial institutions and online portals give services of money transfer to India . which of the following is one of them ?
A. Ikobo Money transfer
B. Union money transfer
C. Money gram international
D. All of the above
E. None


16. A scheduled bank must have a paid up capital and reserves of an aggregate value of not less than Rs.
A. 5 lakhs
B. 10 lakhs
C. 1 crore
D. 5 crore
E. None


17. For Licensing a foreign bank , the RBI must be satisfied about the fact that
A. The carrying on of banking business by such bank in India will be in the public interest
B. That the government or Law of the country of its origin does not discriminate against banking companies registered in India
C. That the company complies with all the provisions of the Act Applicable to such companies
D. All of the above
E. None


18. Reserve Bank’s prior approval is necessary for appointment or reappointment or Termination of appointment of a
A. Chairman
B. Managing director
C. Manager
D. All of the above
E. None


19. Banking Regulation Act ,1949 , requires very banking company to maintain in india in cash ,gold or unencumbered approved securities , an amount which shall not, at the close business on any day , be less than 25 percent of its Net demand and time liabilities in india .this is called
A. Statutory liquid Ratio
B. Statutory Reserve ratio
C. Statutory balance
D. All of these
E. None


20. Which of the following not correctly matched ?
A. Bengal central Bank LTD -1918
B. Comilla Union bank LTD -1922
C. Hooghly Bank LTD -1932
D. Comilla banking Corporation Ltd -1926
E. None

Download RBI 1000 Assistants Admit Card / Call Letter 2012

RBI Assistant Admit Card /Hall Ticket 2012 – rbi.org.in
Reserve Bank of India (RBI) has been published RBI Assistant Admit Card /Hall Ticket 2012 on it’s official site www.rbi.org.in.


Reserve Bank of India RBI 1000 Assistants written examination will be held on 29 Apr 2012. RBI 1000 Assistant posts online application was successfully closed on 25 Mar 2012. The Examination RBI 1000 Assistants Admit Card download at official website of rbi.org.in . Candidate RBI 1000 Assistants Call Letter 2012 downloading before must entering their Registration number or Date of Birth and get RBI 1000 Assistants Call Letter Download. Who are applied RBI 1000 Assistant Posts online applications, RBI Assistants Call Letter / Admit Card downloading before on 29 Apr 2012.

For more information RBI 1000 Assistants Admit Card 2012, RBI 1000 Assistants Call Letter 2012 download given below following link-

RBI Assistants Admit Card / Call Letter 2012 Download

Interview Experience (15) : Sameer Malhotra

Canara bank interview :

21 Apr 2012 , time - 12:30 pm

documents checking last for 2 hours

den gd, topic ws - should all the schools strictly follow english medium?

den interview:

4 persons in the panel. all male!

may i come in sir

yes sure , sit down pls!

me : thank you sir!

1. tell me about yourself (told , ws prepared)

2. tell me functions of rbi : issues currency note, regulate monitory policy, banker to bankers and banker to government!

3. source of income for the bank?

me : interest rates on loan is the main source of income and also service charges!

4. service charges like?

me : like charges on transactions!

5. any other source of income?

me : sorry sir, i don’t know (he smiled)

6. when was the canara bank nationalised, who was the prime minister then?

me : in 1969, mrs indira gandhi ws pm then

7. whats the need of nationalisation?

me : before nationalisation banks was only for upper sections of society but now it is possible for a common man to avail its benefits!

8. you have done physics, what is newtons law of motion?

i told two out of three laws!

9. third law?

me : sorry sir, i donot remember , i studies them 3 years back, i dont remember that much!

10. i studied 30 years back but i still remember! (and he smiled, then i smiled too)

11. what is a balance sheet and what are the liabilities and assets of the bank?

told correctly!

12. name any 3 noble prize winners of india!

told only one (rabindra nath tagore)

13. first three pm of india?

first ws pt jawahar lal nehru and second was lal bahadur shastri , 3rd i dont know!

and i smiled! 3 persons smiled too, one was staring at me and dint smiled!

they offerd me a toffee, and said me to leave! i said thank you and came out of the room!

General Awareness MCQs for All Bank Exams

1. What role do Micro, Small and Medium Enterprises (MSMEs) play in a country’s economic and industrial development ?
(A) They have the capacity to absorb skilled and unskilled labour available in the country.
(B) Such institutions help in distribution of income in a wide spectrum and do not allow it to get concentrated in few hands or in few areas.
(C) They help in eradication of poverty by providing self-emplovment opportunities.
(1) Only (A)
(2) Only (B)
(3) Only (C)
(4) Only (A) & (C)
(5) All (A), (B) & (C)

2. Which of the following statements about the Indian Economy is correct ?
(1) Indian economy is as developed as that of China
(2) About 70% Indians are involved in some type of self-employment and are the owners of some or the other micro or small enterprise
(3) In India single biggest employment is agriculture and allied activities
(4) About 48% Indian workforce is employed in foreign countries or in organisations assisted by foreign capital
(5) None of these

3. Which of the following is/are correct about the problems of Indian Agriculture ?
(A) Large agricultural subsidies are hampering productivity-enhancing investments.
(B) Irrigation infrastructure is in bad shape and needs immediate improvement.
(C) Frequent takeovers of fertile land by private companies and multinationals to launch big business complexes.
(1) Only (A)
(2) Only (A) & (B)
(3) Only (A) & (C)
(4) All (A), (B) & (C)
(5) None of these
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General awareness- 2012 Practice Test 39 FOR IBPS PO EXAM

RELATED TO BANKING  AWARENESS

1. The First bank in India to be given as ISO certification is

A. Punjab national bank
B. Canara bank
C. State bank of India
D. Bank of India
E. None


2. The general bank of India was set up in
A. 1784
B. 1785
C. 1786
D. 1794
E. None


3. The first Indian bank to have been started solely with Indian capital is
A. Bank of India
B. Punjab national bank
C. State bank of India
D. Central bank
E. None


4. The east India company established bank of Bengal in
A. 1809
B. 1813
C. 1834
D. 1847
E. None


5. Bank of Bombay was established in
A. 1843
B. 1846
C. 1850
D. 1840
E. None


6. The first bank in northern India to get ISO 9002 certification for their selected branches is
A. Punjab national bank
B. Sind bank
C. State bank of Bikaner
D. Allahabad bank
E. None


7. Bank of madras was established in
A. 1840
B. 1843
C. 1846
D. 1850
E. None


8. In 1865 which bank was established exclusively by Indians?
A. Allahabad bank
B. Canara bank
C. Bank of maharashtra
D. Bank of baroda
E. None


9. The Headquarters of Punjab national bank established in 1894 was at
A. Bombay
B. Calcutta
C. Amritsar
D. Lahore
E. None


10. India’s second largest private sector bank and is now the largest scheduled commercial bank of India is
A. The Federal Bank Limited
B. Bank of India
C. Bank of baroda
D. Punjab national bank
E. None


11. Bank which started as private share holders bank ,mostly Europeans is
A. The Federal Bank Limited
B. Imperial Bank of India
C. Bank of India
D. Bank of madras
E. None


12. The Banking company Act ,1949 which was later changed to banking Regulation Act 1949 As per amending Act Of ..
A. 1960
B. 1965
C. 1970
D. 1975
E. None


13. In Which Year the Government Nationalised imperial Bank of India With extensive banking facilities on a large scale specially in Rural and semi-urban areas ?
A. 1955
B. 1960
C. 1971
D. 1973
E. None


14. Banking Regulation Act were enacted in
A. 1939
B. 1945
C. 1949
D. 1952
E. None


15. The subsidiaries of SBI was Nationalised in
A. 1959
B. 1969
C. 1979
D. 1980
E. None



16. Bank of India was founded in
A. 1907 in Madras
B. 1906 in Calcutta
C. 1907 in Calcutta
D. 1906 in Mumbai
E. None


17. Which of the following is the first Indian bank to open a branch outside India in London in 1946 and the first to open a branch in continental Europe at paris in 1974 ?
A. Bank of Maharashtra
B. Bank of Allahabad
C. Bank of India
D. Bank Of Punjab
E. None


18. The oldest public sector bank in India having branches all over India and serving the Customers for the last 132 years is
A. Allahabad bank
B. State bank of India
C. Bank of Baroda
D. Canara Bank
E. None


19. The first Indian Commercial Bank which was wholly owned and managed by Indians is
A. Bank of India
B. State Bank Of India
C. Central Bank Of India
D. Allahabad bank
E. None


20. The State Bank Of India serves 90 million customers through a network of
A. 5000 branches
B. 7000 branches
C. 9000 branches
D. 10,000 branches
E. None

Interview Experience (14) :Saurabh Goyal

Bank Name – Allahabad bank

Post – PO

Date – 18/04/2012

Venue – Mumbai Time – 2:30 PM

Panel- 3 Male, 1 Female

May I come in sir..??

M1---- Yes, Mr Goyal..come in

Gud afternoon M’am, Gud afternoon to all sirs…

M1,M2----- Gud afternoon …take yr sheet

Thanks sir

M1---So Introduce yr self

(I start to talk & they all start to read my bio-data)

Sir..as I have written in My bio-data, My name is Saurabh Goyal..Basically I am from UP but born & bought up in Gujarat….I have done BTech In Agriculture Engineering & working with Netafim Irrigation company …

M1—Ohh u r working (Then he checked 2nd page of bio-data)

Me continue………… Sir, I am straight forward person & always try to take the things in on the way so that they can go on most composed way..I feel life is all about how u think positive as positive outlook always shape yr character at all aspects of your life…I always try to make be better..always try to learn new things..and as a result of which I m here in front of you..attending biggest interview of my life???

Madam--- ohh..u mean bigger then UBI?

Me---- yes that was also big interview..but this bank is really special for me as two of my child hood friends already working in this bank..

M2---oh in this bank??

Me—yes sir

M1-----Why banking? U r already working since 4 years..

Me----Actually sir, Banking is one of the most booming industries….. The corporate level exposure, promotion scopes & growth opportunities what ever I will get in this organization, I don’t think so I wil get in my current job…..

M1----But u r wasting the money of government..u r BTech…U already working in your field…then why u r coming in bank..

Me--- sir, but promotion scopes is also imp for me……

M2--- tell that u require agovt job..thats why u r here

Me—yes sir..its also right..

M1--- U can start your own industry

Me—Sir…starting of new industry is not a single handed work…u require a team & big finance as well

M2--- but u r wasting money of government….how u would be helpful for us..We require Commercial fellows…Hume bank me koi drip irrigation nhi karvani….hahaha

Me--- sir..This is really dream job for mr

M2—there are so many persons for which this is dream job

Me----I am also helpful for banking…

M1----Achha..how…?

Me—Sir.. I have technical knowledge..and to verify the corporate applied loans, technical knowledge require..

M1--- Achha….U mean ..corporate loans ke liye technical knowledge chahiye..achaa aaisa hai..

Chal..I am giving u a case right now….lets think …a textile industry has come for laon…?? Now what u will check??

Me------Sir…Whatever machines they want to purchase..whether they require Or not..

M1---- No..No..give me pure technical answer..u r sound in technical knowledge naa…give pure technical answer….what r the main parts of factory

Me---sir production house

M1--- what production house..?? Tell me the name of machines….which machines required??

Me--- Now I confused ….& told drill machine ( Why don’t know…munh me aa gaya aur nikal gaya..)

M1--- drill machine….hahahahahahaha….

Ok..ok..hahahhahaha

M1--- U have lots of options..like pesticides, tractor etc..etc..

Me—Sir…Pesticide companies require BSC Agriculture..they never hire BTech fellows

There are so many scopes available for Mechanical, Electrical & IT engineers..as each & every organization require these…..But I have to accept that for Agriculture engineer there are only two fields..one is Irrigation & second is tractor

M2---- But Tractor is very big field

Me--- yes sir..

Madam--- But u have done BTech……u may have at least some vision for that..

Me---- Actually M’am…when I was in 12th ..at that time I wanted to be doctor..want to go in medical line..but I didn’t get enough marks to get admission….then I took admission in Btech...b/z this was locally available course & I knew that I will get atleast some job after completion of BTech

M2—Ok..then u get Pvt job..ok…. So why u didn’t go for MTech?

Me--- B/z sir I require to do job to support my family

M2—Ok then u applied for any scholarship during Btech

Me—No

M2—Why..there is gud scholarship available for from ICAR..

Me—I didn’t have knowledge about that at that time sir..Also I was on free sheet…and fee was only 3000 per semester…

M2—That’s why we r telling that you are wasting money of government..

( Hadd ho gayee yaar)

M1 to Madam--- Madam any question..?

Madam…-- No..jane do

M1—Ok..so u may go now…..All the best

Me—Thank you sir

My IBPS Score is 169..category general…..same question for you friends as usual.. MY CHANCES????

Interview Experience (13) :Bharath

Date: 12^th january 2012, Hyderabad

Exam for SBI PO posts was held in july 2011. It comprised of an objective paper comprising maths, english, logical reasoning and general knowledge. The written paper comprised of letter writing and precise writing. After a long wait of 7 months results were announced and I was shortlisted for interview.

                On 12th jan 11 AM I was called for interview to SBI Headquarters, hyderabad. I reached their campus around 10:30. It was a sprawling campus resembling a mini hitech city. A total of 18 people were called for interview. I had to wait for over two hours to get my document verified.  After which, they provided us lunch coupons and asked us to have lunch at their officers mess. After a quick meal, we were taken to a conference hall for group discussion. Again we were made to wait for another 2 hours as interviewers were busy interviewing people from morning batch.

                The conference hall was huge with state of art equipments. All of us were provided with a table mic. It was more a test on public speaking than a group discussion, as the format allowed no scope for countering others points. Everyone were given 2 minutes to talk on topic in 1st round and another 1 minute to conclude in 2nd round. The topic given was “villages in India are its strengths or weaknesses” . I said villages were once a strength and now have become our weakness and gave a few suggestions to convert our weakness into stength. After group discussion, the interviews started

                I was number 4 on list and hence didn’t have to wait for long . The interview board comprised of 4 old men. Unlike a traditional interview setting, this room had sofas on four corners of room and each was seated in one corner. I was made to sit on a chair in middle of the room.

Chairman: Welcome . please sit down.

Me: thank you sir

Chairman: So you have completed your graduation in 2010. What were you doing since then?

Me: I have been preparing for civil services

Chairman: What is the status now?

Me: I have written the mains and results are yet to be announced

Chairman: good. So if you get  through civil services, You would prefer it over this job

Me: Yes

Chairman: Did you write any other bank exams?

Me: Yes I did. I managed to clear the exam for a couple of banks but I couldn’t attend interview as they were too close to mains exam

Chairman: Ok. Do you know about lothal?

Me; Yes sir, it is a harappan site. It was an important port town

Chairman: Name some harappan sites in India

Me: Mohenjodaro

Chairman: its not in India

Me: sorry sir, its in pakistan. In India we have kalibangan, ranikhet

Chairman: Tell me one more

Me: I am not able to recollect now

Chairman: Name the person who designed delhi

Me: New delhi was designed by Lutyens

Chairman: Ok . what about chandigarh, rock garden is there na?

Me: I don’t know. I have stayed in delhi so I have an idea about it

Chairman: Ok. Name the tribes in meghalaya

Me: Mishmi…..gharo, khasi

Chairman: There is one more without which answer is incomplete

Me: I am not able to recollect not

Chairman: Its jaintia

Member 1: Can you give me technical definition of semi conductors?

Me: I can’t give technical definition but I can explain it

M1: ok please explain

Me: It is a material which has very low band gap and hence can be bridged easily and made conductive. So it can act as a conductor in certain circumstances

M1: Can you tell me how much that band gap should be?

Me: I don’t remember

M1: atleast resistivity

Me; No sir

M1: what about insulator?

Me: I ddon’t remember the band gap range

M1: Ok. Can you name a nobel prize winner who was born in almora?

Me: hargobind khurana?

M1: No.

Me: Am sorry sir. I don’t know

M1: name some nobel prize winners from India

Me: The latest was venkatraman

Chairman: what venkatraman?

Me: venkatraman ramakrishna

Chairman: no no tell me proper name

Me: I am not sure

M2; What is this? You have cleared prelims. You should saying these takatak

Me: sir the exam pattern has changed. It is more analytical and less bookish now

Chairman: but still, this is general knowledge. You will be asked these in civilis interview as well

Me: yes sir. I shall update myself in future

M1: Ok any other nobel laureates form india

Me: Amartya Sen

M1: Pandit amartya sen?

Me; No sir economist amartya sen

M1: that’s what. Pandit amartya sen

Me: eh??

Chairman : what he meant was you must address him as Dr Amartya sen. He has accomplished so much

Me: yes sir, he is professor emeritus, renowned economist

M2: Who is Rajat gupta? Do you know him?

Me: Yes sir. He is facing allegations of insider trading

M2: who was he helping?

Me: Rajaraman

M2: raja..what

Me: The srilankan Rajaratnam

M2; Yes. name some rating agencies?

Me: CRISIL, Moodys

M2: in India

Me: I only know about CRISIL in india

M3: Who was responsible for green revolution in India?

Me; M S swaminathan and Norman Borlaug

M3: Ok. What about white revolution?

Me: varghese Kurien

M3: where?

Me; at anand

Chairman: Ok thanks you may go

Me; I would like to thank you all for giving me this opportunity

Chairman: Ok all the best

The interview was for around 10 minutes. I left for home around 4 PM .

It was more a quizzing session than an interview. I have a feeling they have struck me off as my priority is civil services. Hence they didn’t ask anything related to banking or my background.

Anyways lets hope for the best. The results are expected in a months time.

Result: On 17th Feb 2012 results were out. Much to my surprise, i have been selected!

Banks now want graduates for clerical posts

Scores of IBPS conducted test for those without a degree may not be valid

Now, you need to be a graduate to become a clerk in some banks.

Till recently, intermediate and completion of 18 years of age were the minimum required qualifications.

However, from this year onwards, some banks have made graduation as the basic educational qualification required. For example, Andhra Bank, which notified 600 clerical vacancies on Thursday, has prescribed this new norm.
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Must Read Book - MCQs In Computer Science

Dear Friends,

This book is designed for Computer Science students taking their GATE, GRE and other competitive examinations e.g. exams for PSUs. It would also serve the students who want to take placement examinations for Software firms.This book includes multiple-choice questions from the courses offered in the undergraduate curriculum in Computer Science. The questions are grouped subject-wise so as to cater to the needs of students with different backgrounds. Includes 1664 MCQs in C, UNIX, OS, Compiler Design, DBMS, C++, Computer Networks, System Software, Software Engineering, Mathematical Foundations of Computer Sciencex, Data Structures and Computer Graphics.Salient Features:Provides answers to all questions;Explainsin brief the answers to all tricky questions; Includes questions from previous years papers of GREs` subject test in computer science.

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