Friday, 26 August 2011

Common Descriptive Topics of Banking Exams(IBPS PO)

Descriptive topic for IBPS PO


Attention Ibps po Aspirants Descriptive Paper is also Important ..yes All Well Known .why last ibps po disqualified more candidates in Descriptive paper even though good marks in Objective paper so concentrate in Descriptive also.please review some points are given below : 


Descriptive Writing Involves the following topics :

1. Essay Writing - Broadly there are 2 such areas.

(a) Economic , Financial and Banking

(b) Sociological Problems ( Unemployment , Poverty , discrimination against women, corporate governance, corruption in India etc..)

(c) Agricultural and Banking Issues - Recent Developments and Issues.

Though the topics in this section can be anything and everything, but more importance should be given to the recent economical issues around the world.


2. Paragraph writing

This section will consists of any famous sayings like Rome was not built in a day, charity begins at home, lend your ears to all your tongue to few or normal questions like why wild life should be protected? How can pollution be decreased?

You have to write an entire Paragraph on it !

3. Point of View Questions - This type of questions will be given and you have to make some points for the point and also against the point or you have to tell the advantages and also disadvantages of that point being true.

The questions will be like disarmament, are we more civilized than our forefathers? Democracy and its future in India, is science a curse or boon? Should love marriages be allowed? Hindi should replace English as a link language, should industries be nationalized? Etc.

Rmember nothing can be said to be correct or Incorrect and U have to substantiate your arguement with sufficient Reasons.

4. Letter Writing - This part consists of informal letters (like to your parents, brother etc), formal letters (like to your employer seeking a leave etc), applications and official letters, and business letters. Any good English vocabulary book like wren and martin will prove to be a good source for this section.


All The BEST


Keep watching ..ibps exam Guru for more tips and niche contents ....



What is Precis Writing


Writing a Précis
A précis is a brief summary. Writing a précis is valuable training in composition. Since the writing requires you to be clear and concise, you must choose your words carefully and arrange them skillfully so you get the maximum amount of meaning into the minimum space.
In addition to its value as a writing exercise, précis work is excellent reading practice. In order to summarize another's ideas in your own words, you must understand the idea thoroughly.
In school and in life after school, there are many situations that call for the writing of a brief, accurate summary of reading. You are frequently asked to prepare a summary of what you have read in your textbook or in the library. Answers on examinations often require a brief summary. People in business, in club work, and in social work must prepare short digests of articles and reports.
Study the following facts about précis and the basic steps in writing.
1.      A précis is a short summary. It is not a paraphrase, which merely says in different and simpler words exactly what the passage being paraphrased has to say. A paraphrase may be as long as the passage itself. A précis rarely is more than one-third the length of the original selection and may be only one-fourth as long.
2.     A précis gives only the "heart" of a passage. It omits repetition and such details as examples, illustrations, and adjectives unless they are of unusual importance.
3.     A précis is written entirely in the words of the person writing it, not in the words of the original selection. Avoid the temptation to lift long phrases and whole sentences from the original.
4.     A précis is written from the point of view of the author whose work is being summarized. Do not begin with such expressions as "This author says" or "The paragraph means." Begin as though you were summarizing your own writing.
In writing a précis proceed as follows:
1.      Read carefully, sentence by sentence, the passage to be summarized. Try to grasp the writer's main point. Spotting the topic sentence will help. Look up in the dictionary any words whose meaning is not absolutely clear. As you read, take brief notes to be used in your writing.
2.     When you have finally decided what the author's main point is, write it out in your own words. Do not use the wording of the original except for certain key words which you may find indispensable. If you cannot translate the idea into language of your own, you do not understand them very well. Be especially careful not to rely too much on the topic sentence. Do not add any opinions or ideas of your own.
3.     Revise your writing until you are sure that you have given an accurate summary.
4.     Usually you will find your précis is too long, if it is more than one-third the length of the original, it is too long, continue your revision until you have reduced the précis to the proper length.  For the purpose of this class your précis should be no longer than 1 typed double spaced page with 1” margins (approx. 200 – 250 words).

Sunday, 21 August 2011

Essay topics that may be expected

1. financial inclusion

2. 2G scam

3. Is China a threat to India in economic development?

4. Measures u suggest for eradication of corruption in political and business circles

5. Use cloud computing in communication

6. Measures u suggest for fighting inflation

7. Terrorism - has been continuing in spite of efforts of government. What corrective measures do you suggest

8. Computer games spoil outdoor games -- give a brief analaysis

9. The role played by banks in our country's economic growth

10. Sarva Shiksha abhiyan -- Your critical analysis of its implementation


11. Net Banking - online Transactions 



12. Debit Card -credit card


13. India Banking System


14. Green Banking 


15. GST (Goods and service Tax )INDIA


16. Use of Internet Communications 


Essay topics that may be expected

Friday, 19 August 2011

BANKING RELATED GENERAL AWARENESS- 7


1. SLR has been reduced by RBI wef Dec 18,2010 from ______ to _______ of net demand and time liabilities :
a) 40% to 25% b) 40% to 24% c) 25% to 24% d) 25% to 20%

2. The term headline inflation, represents which of the following
a) wholesale price index b) consumer price index for industrial workers
c) consumer price index for agriculture workers
d) all the above taken together.

3. As per Prevention of Money – laundering (Maintenance of Records of the Nature and Value of Transactions, the Procedure and Manner of Maintaining and Time for Furnishing Information and Verification and Maintenance of Records of the Identity of the Clients of the Banking Companies, Financial Institutions and Intermediaries) Second Amendment Rules, 2010, no banking company, financial institution and Intermediary, as the case may be, shall allow :
a) the opening of or keep any anonymous account
b) account in fictitious names
c) account on behalf of other persons whose identity has not been disclosed or cannot be verified
d) all the above

4. The borrowers under Swarn Jayanti Gram Swairozgar Yojna have the benefit of group life insurance provided by LIC of India. In term of the scheme, in case of natural death of the borrower, the nominee will get _________ :
a) Rs.5000 b) Rs.6000 c) Rs.10000 d) Rs.12000

5. The borrowers under Swarn Jayanti Gram Swairozgar Yojna have the benefit of group life insurance provided by LIC of India. In term of the scheme, in case of death of the borrower due to accident, the nominee will get.
a) Rs.5000 b) Rs.6000 c) Rs.10000 d) Rs.12000

6. A customer has received inward remittance for credit to NRE account through credit push systems like RTGA, NEFT, NECS and ECS. He request for issue of foreign inward remittance certificate (FIRC):
a) the FIRC cannot be issued as per RBI guidelines in such cases.
b) the FIRC cannot be issued as per FEDAI Rules in such cases.
c) the FIRC can be issued if the amount is below USD 10000.
d) the FIRC can be issued if the amount is below USD 100000.

7. A bank branch has received an inward remittance in foreign currency for credit to customer’s NRE account by converting the foreign exchange in to rupees. The customer request for issue of foreign inward remittance certificate (FIRC)
a) the FIRC can be issued as per RBI guidelines in such cases.
b) the FIRC can be issued as per FEDAI Rules in such cases .
c) the FIRC can be issued if the amount is below USD 10000
d) the FIRC can be issued if the amount is below USD 100000

8. A salaried employee working with a multi – national company of repute, wants to open a saving bank account. To comply with KYC requirement he needs to submit (1) letter / certificate issued by the company that he is working with them (2) copy of pass – port or driving licence (3) copy of PAN card or voter identity card:
a) only 1 b) only 1 and 2 c) only 1 and 3 d) 1 and any of 2 or 3

9. Firm A is owned Mr.A and B and Firm B is also owned by Mr.A and B. Both the firms are engaged in manufacturing and have investment in plant and machinery amounting to Rs.4 cr and Rs.3 cr respectively. As per provisions of MSME Dev Act 2006:
a) only one of them can be classified as small enterprise
b) none of these can be classified as small enterprise
c) both of these can be classified as small enterprise independently
d) only firm B having lower investment can be classified as a small enterprise

10. X has a current account with the bank and he agrees to receive a cheque of Rs.10 lac from B and on the strength of this amount of Rs.10lac, he issues 5 cheques of Rs.1.90 each in the name of 5 different persons and retains the balance amount as his commission. Such type of transaction is know as:
a) money agency transaction b) money pipe transaction
c) money mule transaction d) money flow transaction

11. The money mule transactions can be restricted by banks if the banks follow (1) KYC guidelines of RBI (2) Anti – money laundering standards (3) combating of financing of terrorism standards (4) obligations under PML Act 2002:
a) 1 to 4 all b) only 1 and 4 c) only 1 and 3 d) only 1 and 2

12. Which of the following statement regarding non-convertible debentures is not correct:
a) Financial Institutions (FIs) to invest in NCDs of maturity up to one year.
b) NBFCs including Primary Dealers that do not maintain a working capital limit to issue NCDs of maturity up to one year;
c) FIIs to invest in NCDs of maturity up to one year d) none of the above

13. All NBFCs are required to submit a certificate to RBI from Statutory Auditor with respect to the position of the company as on March 31st every year within _____ from the date of finalization of the balance sheet and in any case not later than ____
a) one month, Dec 30th of that year b) one month, June 30th of that year
c) 2 months, Dec 30th of that year d) 2 months, June 30th of that year

14. As per RBI guidelines, NBFCs are required to finalise their balance sheet within a period ____ from the date to within it pertains.
a) one month b) 2 months c) 3 months d) 6 months

Questions on MSEs

15. An enterprise engaged in manufacturing, production or preservation of goods is a micro enterprise, where its investment in ____ is up to ____ :
a) plant and Machinery, up to Rs.10 lac b) Plant and Machinery, up to Rs.25 lac
c) Equipment, up to Rs.10 lac d) Equipment, up to Rs.25 lac

16. An enterprise engaged in providing or rendering of services is a micro enterprise, where its investment in ____ is up to ___ :
a) plant and Machinery, up to Rs.10 lac b) Plant and Machinery, up to Rs.25 lac
c) Equipment, up to Rs.10 lac d) Equipment, up to Rs.25 lac

17. An enterprise engaged in manufacturing, production or preservation of goods is a small enterprise, where its investment in _______ is up to _______:
a) plant and Machinery, above Rs.10 lac up to Rs.200 lac
b) Plant and Machinery, above Rs.25 lac up to Rs.500 lac
c) Equipment, above Rs.10 lac up to Rs.200 lac
d) Equipment, above Rs.25 lac up to Rs.500 lac.

18. An enterprise engaged in providing or rendering of services is a small enterprise, where its investment in ___is up to ____:
a) plant and Machinery, above Rs.10 lac up to Rs.200 lac.
b) plant and Machinery, above Rs.25 lac up to 500 lac
c) Equipment, above Rs.10 lac up to Rs.200 lac
d) Equipment , above Rs.25 lac up to Rs.500 lac

19. An enterprise engaged in manufacturing, production or preservation of goods is a medium enterprise, where its investment in ____ is up to ____ :
a) Plant and Machinery, above Rs.10 lac up to Rs.200 lac
b) plant and Machinery, above Rs.25 lac up to Rs.500 lac
c) Plant and Machinery, above Rs.500 lac up to Rs.1000 lac
d) Equipment, above Rs.500 lac up to Rs.1000 lac

20. An enterprise engaged in providing or rendering of services is a medium enterprise, where its investment in ______ is up to ____
a) Equipment, above Rs.10 lac up to Rs.200 lac
b) Equipment, above Rs.25 lac up to Rs.500 lac
c) Equipment, above Rs.200 lac up to Rs.500 lac
d) Equipment, above Rs.500 lac up to Rs.1000 lac

21. The Investment criteria for Micro, Small and Medium enterprises is as per provisions of :
a) RBI guidelines b) Guidelines a Ministry of Industries, Govt. of India
c) MSME Development Act 2006 d) Companies Act 1956

22. Which of the following activity is also part of the micro and small enterprises (1) small road and water transport operators (2) small business (3) Retail trade (d) self employed persons
a) 1 to 4 all b) 1,2 and 4 only c) 1,3 and 4 only d) 2,3 and 4 only

23. All Advances granted to units in KVI sector, irrespective of size of operations, location and amount of original investment in plant and machinery are to be included in :
a) 40% sub – target of advances to micro enterprises within advances to MSE
b) 60% sub – target of advances to micro enterprises within advances to MSE
c) Overall 10% target for advances to MSE within priority sector
d) such advances are non – priority sector advances

24. Loans to which of the following are not part of advances to priority sector, under MSME sector :
a) loans to micro enterprises b) loans to small enterprises
c) loans to medium enterprises
d) loans to units in KVI sector of their investment in plant and machinery is above Rs.5 cr and they are not located in rural or semi – urban areas

25. Which of the following types of loans are part of indirect to MSEs in priority sector:
a) Persons involved in assisting the decentralized sector in the supply of inputs and marketing of outputs of artisans, village and cottage industries.
b) Advances to cooperative of producers in the decentralized sector viz. artisans, village and cottage industries.
c) Loans granted by banks to NBFCs for on –lending to Micro and Small Enterprises (MSE) sector (manufacturing as well as service)
d) all the above

26. In terms of recommendations of prime Minister’s Task Force on MSMEs, the banks are required to ensure to_______ year on year growth of credit to _____:
a) 20% micro, and small enterprises b) 20% micro, small and medium enterprises
c) 10% micro and small enterprises
d) 10%, micro, small and medium enterprises

27. In terms of recommendations of Prime Minister’s Task Force on MSMEs, the banks are required to ensure a ____ increases in no of accounts for credit to ___ :
a) 10% micro enterprises b) 10% micro and small enterprises
c) 10% micro small and medium enterprises
d) 10% all industry related enterprises

28. In terms of recommendations of Prime Minister’s Task Force on MSMEs, the banks are to have ____% of their advances to MSE sector to micro enterprises, as on Mar 31,2011:
a) 40% b) 50% c)55% d)60%

29. In terms of recommendations of Prime Minister’s Task Force on MSMEs, the banks are to have 55% of their advances to MSE sector to micro enterprises, as on :
a) Mar 31, 2010 b) Mar 31, 2011 c) Mar 31, 2012
d) Mar 31,2013

30. In terms of recommendations of Prime Minister’s Task Force on MSMEs, the banks are to have 60% of their advances to MSE, sector to micro enterprises, which is to be done in stages. Which of the following does not match in this context:
a) 45% should be achieved by 31.03.10
b) 50% should be achieved by 31.03.11
c) 55% should be achieved by 31.03.12
d) 60% should be achieved by 31.03.13

31. What %age of advances to MSE sector should be given by banks to micro enterprises with investment in plant and machinery up to Rs.5 lac or investment in equipment up to Rs.2 lac.
a) 20% b)25% c) 40% d) 60%

32. 20% of advances to MSE sector should be given by banks to micro enterprises with investment in :
a) plant and machinery up to Rs.5 lac or investment in equipment up to Rs.2 lac.
b) plant and machinery above Rs.5 lac or investment in above Rs.2 lac.
c) plant and machinery above Rs.5 lac up to Rs.10 lac or investment in equipment above Rs.2 lac up to Rs. 5 lac.
d) plant and machinery above Rs.5 lac up to Rs.25 lac or investment in equipment above Rs.2 lac up to Rs.10 lac.

33. An MSME sector loan application for an amount up to Rs.5 lac is to be disposed of within:
a) 2 weeks b) 4 weeks c) 6 weeks d) 8-9 weeks

34. An MSME sector loan application for an amount up to Rs.25000 is to be disposed of within :
a) 2 weeks b) 4 weeks c) 6 weeks d) 8-9 weeks

35. An MSME sector loan application is to be disposed of within 8-9 weeks where the amount of loan application is :
a) up to Rs.25000 b) up to Rs.5 lac c) above Rs.5 lac
d) above Rs.25 lac

36. Banks have been mandated by RBI not to accept collateral security in case of MSE loans for an amount up to :
a) Rs.2 lac b) Rs.5 lac c) Rs.10 lac d) Rs.25 lac

37. In case of MSE loan accounts with good track record and financial position, the banks can consider loan proposals for an amount up to Rs. ____, without a collateral security :
a) Rs. 2 Lac b) Rs. 5 Lac c) Rs. 10 Lac d) Rs. 25 Lac

38. A Composite loan limit ___ can be sanctioned by banks to enable the MSE entrepreneurs to avail of their working capital and term loan requirement through Single Window
a) up to Rs.25 lac b) up to Rs.50 lac c) up to Rs. 100 lac
d) up to Rs. 200 lac

39. Banks can categorise their MSME general banking branches as specialized MSE branch provided _____ of their advances in the branch are to MSME sector :
a) 40% or more b) 50% or more c) 60% or more
d) 80% or more

40. A unit is considered as sick MSE unit (1) when any of the borrowal account of the unit remains substandard for more than 6 months or (2) there is erosion in the net worth due to accumulated cash losses to the extent of 50% of its net worth during the previous accounting year and (3) the unit has been in commercial production for at least two years.
a) 1 and 2 only b) 2 and 3 only c) 1 and 3 only d) 1 to 3 all

41. As per RBI guidelines, the rehabilitation package relating to an MSE, unit, should by fully implemented within _____ months from the date the unit is declared as potentially viable / viable.
a) 2 months b) 3 months c) 4 months d) 6 months

42. Under the Credit Linked Capital Subsidy Scheme (CLSS) for Technology Upgradation of Micro and Small Enterprises, the ceiling on loan amount is restricted to :
a) Rs. 25 lac b) Rs. 50 lac c) Rs.100 lac d) Rs. 500 lac

43. Under the Credit Linked Capital Subsidy Scheme (CLSS) for Technology Upgradation of Micro and Small Enterprises, the rate of subsidy is :
a) 12% of the purchase price of plant and machinery
b) 15% of the purchase price of plant and machinery
c) 12% of the loan amount d) 15% of the loan amount

44. Which of the following committee is not associated with lending to MSE sector :
a) Kapoor Committee b) Deepak Mohanty Committee
c) Ganguly Committee d) Nayak Committee

45. Which of the following is to be excluded while calculating the original price of plant and machinery or equipment in case of MSE units: (i) equipment such as tools, jigs, dyes, moulds and spare parts for maintenance and the cost of consumables stores; (ii) installation of plant and machinery; (iii) research and development equipment and pollution controlled equipment (iv) power generation set and extra transformer installed by the enterprise as per regulations of the State Electricity Board;
a) I to iv all b) I, ii and iv only c) ii, iii and iv only d) I, iii and iv only

46. Registration of which of the following group of enterprises, is mandatory under provisions of MSME guidelines:
a) micro, small and medium enterprises
b) micro and small enterprises engaged in manufacturing
c) medium enterprises engaged in manufacturing, production
d) medium enterprises engaged in manufacturing, production and providing service.

47. An ancillary unit in SSI is one that supplies ___% of its production to one or more industrial undertaking :
a) at least 50% b) 50% or more c) max 50% d) 49% or more
CGFT-MSE Guarantee
48. Which among the following borrower is not eligible for CGT – MSE guarantee :
a) new and existing micro & small enterprise b) IT or software industry
c) select activities in case of agri clinics and agri business centres
d) Rehabilitation of SSI units covered under CGF
e) medium enterprises availing loans up to Rs.25 lac

49. The type of loan and the amount of loan, which is eligible for CGTMSE guarantee cover, is one of the following :
a) only fund based working capital limits, up to Rs.100 lac
b) only fund based working capital limits and term loans, up to Rs.100 lac
c) only fund based working capital limits, term loans and bank guarantee, up to Rs.100 lac
d) fund based working capital limits, term loans and non – fund based limits all, up to Rs.100 lac.

50. Guarantee cover under CGTMSE scheme is available: (1) for a period as long as the bank and borrower decide to avail (2) for the term loan repayment period (3) for max 5 years where working capital limit alone is sanctioned (4) maximum for 7 years in all cases
a) only 1 is correct b) only 2 and 3 are correct c) only 4 is correct
d) 2 and 4 are correct

51. The rate of guarantee fee (up front) under CGTMSE scheme in which of the following cases is not stated correctly :
a) general category loans – 1.5% of sanctioned limit
b) loans to SC.ST – 1.0% of sanctioned limit
c) loans up to Rs.5 lac to micro enterprises – 1.0% of sanctioned limit
d) laons to units in NE States – 0.75% of sanctioned limit.

52. The rate of service fee (renewal) under CGTMSE scheme in which of the following cases is not stated correctly :
a) general category loans – 0.75% of sanctioned limit.
b) loans to SC.ST – 0.75% of sanctioned limit
c) loans up to Rs.5 lac to micro enterprises – 0.5% of sanctioned limit
d) loans to units in NE States and women enterprises – 0.50% of sanctioned limit

53. The time limit for payment of guarantee fee and service fee under CGTMSE scheme is as under :
a) guarantee fee within one month from date of first disbursement and service fee within 2 months from 31st Mar
b) guarantee fee within 2 months from date of first disbursement and service fee within 2 months from 31st Mar
c) guarantee fee within one month from date of first disbursement and service fee within 1 month from 31st Mar
d) guarantee fee within 2 months from date of first disbursement and service fee within 1 month from 31st Mar.

54. The guarantee cover under CGTMSE scheme for women enterprises and loans sanctioned in NE states is ____ % of the balance on date of the account identified as NPA as per RBI guidelines (which statement is wrong)
a) up to Rs.5 lac, 85% max Rs.4.25 lac
b) above Rs.5 lac up to Rs.50 lac, 80% max Rs.40 lac
c) above Rs.50 lac up to Rs.100 lac, 50% max Rs.25 lac
d) total maximum cover amount Rs.65 lac.

55. The guarantee cover under CGTMSE scheme for micro enterprises other than the women enterprises and units is NE states is ___% of the balance on date of the account identified as NPA as per RBI guidelines (locate the false statement)
a) up to Rs.5 1ac, 85% max Rs.4.25 lac
b) up to Rs.50 lac, 75% max Rs.37.50 lac
c) above Rs.50 lac up to Rs.100 lac, 50% max Rs.25 lac
d) total maximum cover Rs.65 lac

56. The outstanding balance in a loan to a women enterprise and guaranteed under CTGMSE scheme on date of NPA is Rs.60 lac. what is the amount of claim that bank will be eligible for :
a) Rs.45.00 lac b) Rs. 42.50 lac c) Rs.40.00 lac
d) Rs.37.50 lac

57. The outstanding balance in a loan to a micro enterprises and guaranteed under CTGMSE scheme on date of NPA is Rs. 60 lac. What is the amount of claim that bank will be eligible for :
a) Rs.45.00 lac b) Rs.42.50 lac c) Rs.40.00 lac
d) Rs.37.50 lac

58. In a loan guaranteed under CGTMSE schemes, the bank can claim the amount if the following conditions are satisfied (1) guarantee cover is in force (2) account is classified as NPA (3) loan has been recalled and recovery proceedings have been initiated (4) loan has been written off,
a) 1 to 4 all b) 1 to 3 only c) 1,2 and 4 only d) 2,3 and 4 only

59. Under CGTMSE guarantee scheme the claim can be lodged (1) within 6 months from date of account becoming NPA (2) within 1 year from date of account becoming NPA (3) within 6 months from date of completion of 18 months lock in period (4) within 12 months from date of completion of 18 months lock in period
a) 1 and 4 are correct b) 1 and 3 are correct c) 2 and 3 are correct
d) 2 and 4 are correct

60. Under the CGTMSE guarantee scheme, the payment of eligible claims is made as under by the guarantee fund:
a) 100% amount immediately within 30 days
b) 75% amount within 30 days and balance 25% on conclusion of recovery proceedings
c) 75% amount within 45 days and balance 25% on conclusion of recovery proceedings
d) 50% amount within 30 days and balance 50% on conclusion of recovery proceedings.

 ANSWERS
1.c 2.a 3.d 4.b 5.d 6.a 7.a 8.d 9.c 10.c 11.a 12.d 13.a 14.c 15.b 16.c 17.b 18.c 19.c 20.c
21.c 22.a 23.b 24.c 25.d 26.a 27.a 28.b 29.b 30.a 31.c 32.d 33.b 34.a 35.c 36.c 37.d 38.c 39.c 40.d
41.d 42.c 43.b 44.b 45.a 46.c 47.a 48.e 49.d 50.b51.b 52.d 53.a 54.b 55.d 56.a 57.b 58.b 59. 60.b

General Awareness questions--SBI PO 24th July 2011


Q1.Deepak Mohanti committee is related to?

base rate

Q2. Which state has Highest Population?

Uttar Pradesh

Q3. Head of MFI Committee?

Y. H Malegam

Q4.Who is the chief justice?

S H kapadia

Q5.Best actress national award won for the which movie?

Mithalee Jagtap for Baboo Band Baaja

Q6. Non American director of Bank of America

Mukesh ambani

Q7.which indian american doctor won booker prize?

Siddharth Mukherjee

Q8 A ‘call’ means

Visiting a prospective customer

Q9. Treaty 77related to?

Nuclear

Q10. Jaitapur Power plant is set up by?

France

Q11. Nepal PM?

Jhalanath

Q12. Science and Tech award

Shanti Swarup Bhatnagar

Q13.Which of the following book written by british author Doris Lessing?

Grass is singing

Q14.Who won Swiss Open Grand Prix Gold?

Saina Nehwal

Q15.RBI and the Government has decided to increase the percentage of people connected to bank
80%.At present how much percent of people have access to banking facilities?

40%

Q16.The Govt. And the Rbi had set a target to cover 73000 villages having population in excess of 2000
to provide access to banking services, by march2012. Scheme name is

Swabhiman

Q17.Who has been awarded with the Russia’s highest honour The Order of St. Andrew?

Mikhail Gorbachev

Q18.which of the following agencies report asked the income tax department to ensure that a singletax
payer is not issued multiple PAN cards because gap between PAN holders and the number of returns
filed was 617.1 lakh?

Comptroller and Auditor General

Q19.Which scheme is restructured as Natiional Rural Livelihood Mission?

Swarnajayanti Gram Swarojgar Yojna

Q20.A device make use of pen for drawing pictures or writing information to interact with a computer is
called?

Stylus

Q21.Mouse and Printer make use of?

Device Driver

Q22.POS?

Point of Sale

Q23 .GDP related—-9%

Q24RAM related question

Volatile

Q25.Spyware in email as a text or image

Adware cookies

Q26…..is when you computer turned on from far off position?

Cold booting

Q27..One question On Direct Marketing…

Q28..One on Indirect Marketing….

Q29.Rules for Internet?

Protocol

Q30.One question on Cross marketing

Sale of bank products to exsisting coustomer

Q31.Customer center is also called?

Relationship Center

Q32.disk caching feature improves the?

Performance of hard disk

Q33.not a proper type of direct marketing

Advertising

Q34.Market size means?

Market Survey

Q35.A prospect is

Potential buyer

Q36.Marketing of banking is responsibility of?

SBI Po July 24 - descriptive paper


1. Write a letter on one of the following:-

1.To the bank manager for closing of your savings account.
2.To invite a friend to attend a seminar on net banking.
3.To you bank for a loan to have higher studies in USA.

2. Write a paragraph in not more than 130 words..!
1. Rural development in India.
2. Banking marketing is highly competitive & enjoying autonomous state
3. If I were an author.

3.Write an essay in about 250 words.
1.Right to Education.
2.Technological development affecting Banking Industry.
3.Financial Inclusion.

4.Write a précis in about 150 words and provide a suitable title

The RBI has issued guidelines to both private and foreign lenders to have some action against money fraud & black money. A central vigilance commission need to be formed for that and a central vigilance officer (CVO) should be appointed by the banks. Both the private and foreign banks have to follow these guidelines. The same practice has been adopted by the public sector banks for a long time.
This was done by RBI in lieu of the 400 crores of scam happened in one of the nationalized banks last year.
The Banks need to be have the central vigilance commission as a integral part of the working of the banks. And the central vigilance officer appointed be acting as an assistant and consultant to the CEO of the bank.
The officer appointed can be one of the senior officials of the bank.
The normal tenure of the CVO thus appointed should be of 3 years can be increased to maximum 5 years but in case of transfer to another bank it should be of 6 years.

5.Read the following passage and answers the questions
ATMs (Automated Teller Machines) are an integral part of the banking system. They are an important aspect of the banking delivery channel. Therefore these days banks are very concerned about this in the proper organizing of ATMs.
ATMs not only provide usual paying facilities but also help in paying tax payments, mobile recharge, credit card bill payment.
The Breston boston marketing survey stated that about 49% Indians will switch to another competitive bank if they were provide with the facilities of personalizing accounts more effectively and some other facilities.
ATMs technology is highly superior and convenient to the customers.
You can also pay you credit card bill through ATMSs but you need to have a debit card also for that. Just go to you near ATMs and proceed with payment and after checking the fund payment is done and you can receive the confirmation receipt after that.
Now with ATMs income tax payment is pretty easy. Just go to bank website and register yourself for the online tax payment and go to the nearest ATM and select under the income tax tab and then the payment options and after the payment . go to the bank and take print out of the challan with a Special Input Number(SIN) which was generated earlier and can be shown while filing the return lateron.

1.Why banks so much concerned about the proper organizing of the ATMs?
2.What was stated in the Breston boston survey?
3.What kind of facilities are provided by ATMs?
4. How ATMs help in credit card payments
5.How ATMs help in income tax payments?

Reasoning Sitting Arrangement

Directions: Q.31 to 35. Please go through the information provided herein and answer the questions that follow:

A, B, C, D, E,F,G and H are sitting around ,a circular table facing the centre. Each one of them has a different profession viz.doctor,engineer,architect,pilot,banker,teacher,businessman and politician.
The politician sits third to right of G. C is an immediate neighbour of G. architect sits second to right of C. B sits third to right of H. H is neither a politician nor an architect. Only one person sits between C and the teacher. A and F are immediate neighbour of each other. Neither A nor F is a politician. Doctors sits second to right of A. Two people sit between D and the engineer. D is not a politician. Pilot is not an immediate neighbour of the politician. Banker sits second to left of A
Questions

31.who among the following is a businessman

a)A
b)H
c)C
d) F

32, What is the position of F with respect to the politician
a) immediate right
b) third to the left
c) second to the right
d) fourth to the left

33,what is the profession of E
a) businessman
b) architect
c) Banker
d) politician

34. what is the profession of G
a)1,businessman
b) architect
c) Banker
d) pilot

35. Which of the following correctly describes the position?
I. Engineer B is sitting second to the right of G.
II. Doctor D is sitting second to the left of Businessman A.
III. Banker D is sitting second to the right of G.
IV. Banker D is sitting second to the left of A.

a) I & II only         b) III only c) III & IV only d) II,III & IV only
Answers are given below:
31. a) 32. c) 33. d) 34. d) 35. c)
Draw a circle

Clockwise starting from G – Pilot, C-Engineer, H- doctor
F- Teacher , A- Businessman E – Politician
D – Banker , B- Architect.