Be The Best In Your Interview-How ? SomeTips

1. a few days before the interview, prepare yourself properly. read all the material about the bank and your subject

2. a few days before start meditation to battle stress

3. at least 3 days before the interview, stop eating heavy, fatty and greasy food.

concentrate on having high protein and lot of water.

4. try to take a proper 8hrs sleep.

if you are very apprehensive and not getting sleep.

wake up, have a class of milk, write down your worries on a piece of paper.  take 10 deep breaths..and then go to sleep

5. in the morning, before leaving for the interview make sure everything is checked up.

Your  documents, your letter, wallet, mobile phone,

6. try reaching the interview place at least 30min before time. this gives you scope to relax.

7. once u reach the venue relax. take some deep breaths.

if u a smoker.. make sure u carrying a lot of mint, to avoid bad breath

if u not a smoker.. .avoid smoking or standing next to a smoker as it can lead to bad odour from you.

8. before the interview, say a little prayer.. as this will calm ur

mind.  also imagine how u gonna behave from the moment u enter.

9. as u enter the room, make sure u have eye to eye contact with those sitting, and maintain a smile on your face. greet everyone.

10. most important.. never create an image in your mind that this is the only option.

remember you can always succeed.

Indian Bank Specialist Officer Recruitment 2012

Indian Bank Specialist Officer Recruitment 2012
INDIAN BANK, a leading Public Sector Bank, with headquarters in  Chennai having geographical presence all over India and abroad  invites applications from Indian Citizens for the post of SPECIALIST  OFFICERS :

Candidates are requested to apply t h r o u g h online between  2 9 . 0 3 . 2 0 1 2 a n d  1 8 . 0 4 . 2 0 1 2 only through our Bank’s website    www.indianbank.in.  After applying online, candidates will be required  to send the system  generated printout of the online application along  with the requisite
enclosures to the prescribed address.

IMPORTANT DATES

Fee payment Date:29-03-2012 to 18-04-2012.

Opening Date for Online Registration: 29-03-2012

Closing Date for Online Registration: 18-04-2012

Last Date for Receipt of Application: 25-04-2012

Last Date for Receipt of Application (far flung areas): 02-05-2012

Post Name:Indian Bank Specialist officers

1. Chartered Accountant – 01 post

2. Chief Manager (Technology Management) – 01 post

3. Chief Dealer (Treasury) – 01 posts

4. Dy. Administrator (Wealth Management) – 02 posts

5. Chartered Accountant – 12 posts

6. Senior Manager (Risk Management) – 03 posts

7. Dealer (Forex / Domestic / Derivatives) – 04 posts

8. Manager (HR) / Manager (Personnel) – 10 posts

9. Manager (Risk Management) – 02 posts

10. Security Officer – 15 posts

Technical Officer: (Engineer):

11. Civil Engineer – 05 posts

12. Electrical Engineer – 05 posts

13. Mechanical Engineer – 01 post

14. Automobile Engineer – 01 post

15. Architect – 01 post

16. Wealth Manager – 21 post

17. Engineer – Printing Technology – 01 post

Selection Process:

Indian Bank specialist officer selection process is based on performance in exam/interview/GD.Depending upon the number of candidates applied for Indian bank specialist officer jobs,bank have full rights to conduct

i. Only Interview

ii. Written Test and /or Group Discussion and / or Interview

iii. Written Test and /or Interview

iv. Group Discussion and / or Interview

Application fee

400 rupees for OBS and General candidates and only 50 rupees for reserved category candidates like SC/ST/PWD Candidates

How to Apply:

Candidates can apply through online from 29-03-2012 to 18-04-2012 and system will generate your filled application form,after completion of filling the application form.Candidates have to take print out and send it along with fee payment challan form on or before 25-04-2012 through post

More Details : http://www.indian-bank.com/pdfs/rec/IB_Splst_Advt_200312.pdf

or bank website: http://www.indian-bank.com/career.php

challan : http://www.indian-bank.com/pdfs/rec/Challan_Splst_28032012.pdf

IBPS CLERK INTERVIEW PRACTICE -13 : RELATED TO BANKING

1. What is Core Banking Solutions?

Core banking is a general term used to describe the services provided by a group of networked bank branches. Bank customers may access their funds and other simple transactions from any of the member branch offices. It will cut down time, working simultaneously on different issues and increasing efficiency. The platform where communication technology and information technology are merged to suit core needs of banking is known as Core Banking Solutions.

2. What is bank and its features and types?

A bank is a financial organization where people deposit their money to keep it safe.Banks play an important role in the financial system and the economy. As a key component of the financial system, banks allocate funds from savers to borrowers in an efficient manner. Regional Rural Banks were established with an objective to ensure sufficient institutional credit for agriculture and other rural sectors. The RRBs mobilize financial resources from rural / semi-urban areas and grant loans and advances mostly to small and marginal farmers, agricultural labourers and rural artisans. The area of operation of RRBs is limited to the area as notified by GoI covering one or more districts in the State.

ii. Banking services for individual customers is known as retail banking.

iii. A bank that deals mostly in but international finance, long-term loans for

companies and underwriting. Merchant banks do not provide regular banking

services to the general public

iv. Online banking (or Internet banking) allows customers to conduct financial

transactions on a secure website operated by their retail or virtual bank.

v. Mobile Banking is a service that allows you to do banking transactions on your

mobile phone without making a call , using the SMS facility. Is a term used for

performing balance checks, account transactions, payments etc. via a mobile

device such as a mobile phone.

vi. Traditional banking is the normal bank accounts we have. Like, put your money in the bank and they act as a security and you will get only the normal interests (decided by RBI in our case, FED bank in US).

vii. Investment banking is entirely different. Here, people who are having so much money (money in excess which will yield only less interest if in Banks) will invest their money and get higher returns. For example, If i have more money instead of taking the pain of investing in share market, buying properties etc. I will give to investment banks and they will do the money management and give me higher returns when compared to traditional banks.

3. What is E-Governance?

E-Governance is the public sector’s use of information and communication technologies with the aim of improving information and service delivery, encouraging citizen participation in the decision-making process and making government more accountable,transparent and effective.

4. What is Right to information Act?

The Right to Information act is a law enacted by the Parliament of India giving citizens of India access to records of the Central Government and State overnments.The Act applies to all States and Union Territories of India, except the State of Jammu and Kashmir – which is covered under a State-level law. This law was passed by Parliament on 15 June 2005 and came fully into force on 13 October 2005.

5. Credit Rating Agencies in India ?

The credit rating agencies in India

mainly include ICRA and CRISIL. ICRA was formerly referred to the Investment Information and Credit Rating Agency of India Limited. Their main function is to grade the different sector and companies in terms of performance and offer

solutions for up gradation. The credit rating agencies in India mainly include ICRA and CRISIL(Credit Rating Information Services of India Limited)

Business & Marketing Awareness MCQs February for All Exams

This Model paper is based on Business & Marketing Aptitude. these quizzes are very helpful for upcoming IBPS CWE 2012 & all State PSC, Bank Exams, Railways, SSC exams. so practice these quizzes for your success. Don't forget to leave your valuable comments below this post.. Enjoy Reading... :)

Business & Marketing Awareness
February

1- Glencore, world's largest diversified trading house and……..signed an MoU for $ 41 billion in a deal to create a powerhouse spanning mining, agriculture and trading.

1. MC Ewen Mining Inc
2. Xstrata
3. Kariganur Minerals Mining Industry
4. Bombay Mineral
5. None of these

Read more »

interview experience at Uco Bank : Arun Raghav (5)

Name : Arun Raghav

interview date:- 23 rd feb 2012

venue:- new Delhi

bank:- uco bank

post :- it officer

in my panel there are four member 3 are male and 1 female;

me: good morning to all of you.

m2: good morning arun singh please sit down

m2: so arun what are you doing from june 2011

me: sir maine be kiya hai computer science se

m2: nahi tum samjhe nahi tumhara result june main aa gaya hoga jab se ab tak kya kar rahe ho

(main hindi main jawab deta gaya)

me: ok sir maine free lancing ka kaam kiya hai

m2: kya tumne khud project bache hain

me: yes sir

m2: kitne ke bache hain total kitna mila hai

me: sir main 3 project bache hain 80000 ke

m2: kya tumne 80,000 ke bache hain phir tumhe is job ki kya jaroorat hai tum to thode saal baad ambani ya tata birla ban jaaoge

me: sir isse mera kaam nahi chalta kyonki ye monthly salary nahi hai that why i am going to bank

m2: ok to saare kam tum hi karte ho means marketing,programming,designing

me: yes sir par ye bahut complex ho jata hai kyonki saare kam me khud hi karta hoon

m2: kaise karte ho marketing hame kar ke batao puri cheej ek ek(wo log has rahe the)

me:...........sir main phone par baat karta hoon and unhe patata hoon apna project bachne ke liye then unhe demo dikhata hoon

m2: again to tum yahan kyon aa rahe ho

me: sir banking sector mera faverote sector hai

m2: ok tumne maths padha hai

me: yes sir

m2: to tumhe kya pasand hai algebra,plane maths,or anything

me: algebra and simple maths

m2: to (a+b)3 ka formula suna

me: a2+b2; no no sir sorry a3+b3+3ab(a+b)

m2: are you sure

me: yes sir

m2: tum ise kaise solve karoge 2545214555 * 555854452145 with out pen and copy

me : htoda socha or bola no sir nahi ho sakta

m2: to kaun karega solve

me: koi mathematician kar sakta hai

m2: gusse main koi mathematician nahi sirf ek aadmi kar sakta hai india se

kaun hai wo tumhe pata hai

me: no sir

m3: ab doosra bola jo computer ke baare main puch raha tha

m3: ok arun tell me what is peer to peer communication and tell me three implementation method

me: maine p2p bata diya par implementation method nahi aati thi to maine mana kar diya

m3: ok ye jo cbse board hai isme aise kon se shabd hai jo banking main use hote hain

me: cbs core banking system

m3: what is cbs

me.....maine bata diya

m3: ek question solve kar ke dikhao and he gave me a copy and pencil or kaha logic gate design karo for multiplication

me: and maine kar diya

m3: good

ab wo shant ho gaya and m4 gk pochne laga

m4: lok sabha and rajya sabha ke baare main batao

me: thoda bahut bata diya

m4 : ok manmohan singh ke bare main batao

me: wo hamare prime minister hain wo bhi ek achhe economist hain

m4: or batao

me: sorry sir mujhe gk jyada nahi aati

m4: then he asked me ficci ka president kaun hai

me: again maine kaha sorry sir mujhe gk jyada nahi aati

ab wo shant ho kar aram se baith gaya

lady says me

m2: plastic money kya hoti hai

me: atm card,debit card,credit card etc

m2: tell me difference between credit card and debit card

me:maine bata diya

ab wo chup ho gayi and technical person doobara puchne laga

m3: jdbc kya hai

me: java database connectivity hai jisse language java connect hoti hai database se

m3: kaunsa database use kiya hai tumne

me: oracle

m3: wo mujhse oracle ke baare main puchne laga

me: maine approx saare jawab de diya

main head: bola ki tumhe technical ki achhi knowledge hai but gk wagehra bhi padha karo

or thank you best of luck for your result

me: thank you sir or maine room chod diya

result : finally i am selected as a it officer in uco bank

General awareness- 2012 Practice Test 35 FOR IBPS PO EXAM

1. Which of the following countries recently decided to lift ban on Foreign News, Websites, etc. as a reforms measure?
a) Bangladesh b) Nepal c) China d) Pakistan e) Myanmar


2. Who among the following is the first recipient of the Hridaynath Mangeshkar Award presented in September 2011?
a) Asha Bhosle b) Lata Mangeshkar c) Sonu Nigam d) Kailash Kher e) Anu Malik


3. Mansur Ali Khan Pataudi was associated with which of the following games
a) Banminton b) Cricket c) Football d) Hockey e) Lawn Tennis


4. Ms Helle Thorning Schmidt has become the first woman Prime Minister of …
a) New Zealand b) Malaysia c) Denmark d) Brazil e) None of these


5. Which county is not included among BRICS?
a) USA b) Brazil c) China d) South Africa e) India


6. Sri B C Khanduri has become the Chief Minister of which of the following States for the second term?
a) Orissa b) Himachal Pradesh c) Jharkhand d) Uttarakhand e) Chhattisgarh


7. First share market in India was established in which of the following cities?
a) Kanpur b) Chennai c) Jaipur d) Mumbai e) None of these


8. Which of the following is NOT decided by the Finance Minister while presenting Union Budget every year?
a) Rate of Income Tax b) Expenditure on Defence Services
c) Relief packages to various sections of the society d) Repo & Reverse Repo
e) Revenue expected from various sources



9. Which of the following is one the core functions of the Reserve Bank of India?
a) To act as Tax collector of the Govt of India b) Work as Banker to the Banks
c) Help in finalization of the Union Budget d) Participate in annual meetings of the various financial institutes world wide e) None of these


10. Which of the following tools is used frequently by the RBI to control credit and monetary situations of the markets in the country?
a) Cash Reserve Ratio (CRR) b) Real Time Gross Settlement (RTGS)
c) Balance of Trade d) Forward Rate Agreements e) Electronic Clearing Service


11. The National Social Security Fund (NSSF) launched with a corpus of Rs. 1000 crore will help which of the following groups of society ?
a) Bank Employees b) Central & State Government Employees
c) Workers of the unorganized sector d) War widows e) Women employees engaged in textile industry


12. What is the full form of the term 'PDS' which is a channel of distribution of foodgrains and other essentials to poor people on subsidized rates?
a) Public Distribution System b) Potential Development System
c) Profitable Distribution Source d) Public Development Syndication
e) Public Distribution Stores


13. India and Afghanistan recently signed a Strategic Partnership Agreement. Who among the following signed on it for Afghanistan during his visit to New Delhi?
a) President of Afghanistan b) Vice President of Afghanistan
c) Foreign Minister of Afghanistan d) Finance Minister of Afghanistan
e) None of these


14. Mr Makhdoom Amin Fahim, who was on a state visit to India is the Commerce Minister of ………….
a) Bangladesh b) Pakistan c) Afghanistan d) Nepal e) Myanmar


15. Which of the following terms is used in the field of finance and banking?
a) Metabolism b) Genetic process c) Centrifugal force d) Debt instrument
e) Experimental Error


16. Who among the following Indian Leaders was in New York in September 2011 to address UN General Assembly?
a) Mrs Sonia Gandhi b) Dr Manmohan Singh c) Mr Pranab Mukherjee
d) Ms Meira Kumar e) None of these


17. Who among the following is the Chief Minister of Gujarat at present ?
a) Sri Arun Jaitley b) Sri Praful Patel c) Sri L K Advani d) Sri Narendra Modi
d) None of these


18. The 12th plan papers are sent to 'NDC' for approval - was the news in various newspapers recently. This means the plan was sent to ….
a) New Democratic Council b) National Development Council
c) New Democratic Committee d) National Democratic Council
e) New Departmental Committee


19. India recently signed a Tax treaty with 'Uruguay'. This is a country in ….
a) South America b) South Africa c) South East Asia d) Gulf e) Europe


20. Which of the following is not a member of North Atlantic Treaty Organisation (NATO) ?
a) Italy b) Germany c) USA d) France e) India


21. Which of the following countries launched its first Space Laboratory Module named 'Tiangong-I' recently?
a) South Korea b) North Korea c) China d) Japan e) Italy


22. India recently signed a significant Border Pact with which of the following SAARC countries?
a) Myanmar b) Nepal c) China d) Pakistan e) Bangladesh


23. Northern Rashidpur Field, where a huge stock of gas is found, is a place in
a) Pakistan b) Nepal c) Bangladesh d) Sri Lanka e) India



24. Women of which of the following countries got voting rights in General Elections for the first time?
a) China b) Bangladesh c) Pakistan d) Nepal e) Saudi Arabia


25. Which of the following is the currency of Myanmar?
a) Dinar b) Kyat c) Pesso d) Euro e) Dollar

General awareness- 2012 Practice Test 34 FOR IBPS PO EXAM

1. Which country is at the top in production of milk in the world?
a) India b) Brazil c) Japan d) South Korea e) China


2. Who amongst the following is the President of France at present?
a) Angela Markel b) Elena Vesnina c) David Cameron d) Dilma Rousseff
e) Nocolas Sarkozy


3. Which of the following is NOT an agricultural commodity?
a) Mango b) Cumin c) Sulphur d) Tomato e) Garlic


4. Which organization is being given the status of Micro Finance Regulating Authority?
a) SIDBI b) IDBI c) NABARD d) RBI e) ICICI Bank


5. GNP, the term used by economists, stands for
a) Group Net Product b) Gross National Product c) Grand Nuclear Process
d) Group Net Working Process e) Grand National Promotion


6. Some rural people still prefer to go to which of the following non-institutional source for their credit needs?
a) Micro Finance Institutions b) Commercial Banks c) Urban Co-operative Banks
d) Money Lenders e) None of these


7. Term 'Balance of Payment' is used in relation to which of the following?
a) Tax collection b) Exports and Imports c) Annual sales of a factory
d) Deficit in Union Budget e) None of these


8. Which of the following is not a foodgrain?
a) Paddy b) Jowar c) Bajra d) Maize e) Isabgol


9. Which of the following is an employment generating programme of Govt. of India?
a) MGNREGA b) NRHM c) Bharat Nirman d) Pulse Polio e) ASHA


10. When the loan is granted by a bank for purchase of Electronic goods, it is called …
a) Priority Sector b) White goods loan c) Consumer durable loan\
d) All the above e) None of these


11. Which of the following metals is used for generation of Nuclear Power by most of the Nuclear Power Plants across the world?
a) Iron b) Copper c) Uranium d) Nickel e) Barium


12. Which of the following is/are considered a Renewable Source of Energy?
a) Wind Energy b) Solar Energy c) Nuclear Energy d)
(1) Only (a) (2) Only (b) (3) Only (c) (4) Both (a) & (c) (5) All (a), (b), & (c)


13. Which of the following is the following is the full form of the abbreviation IFRS as used in corporate/financial sector?
a) Indian Financial Reconciliation Standards
b) Interpretation & Formal Reporting System
c) International Financial Reporting Standards
d) International Financial Reporting System
e) Indian Formal Reporting System


14. 'Heavy Water' is used in which of the following fields?
a) Textile Industry b) Cement Industry c) Iron & Steel Industry d) Nuclear Power
e) Pharma Industry


15. As per the reports in various newspapers, many private companies are trying to obtain the licences to launch a banking company in India. Which of the following organizations/ agencies issues the licence for the same?
a) Securities and Exchange Board of India (SEBI)
b) Indian Institute of Banking & Finance (IIBF)
c) Indian Bank's Association d) Registrar of Companies e) Reserve Bank of India


16. 'Pulitzer Prize' is given in the field of ….
a) Literature b) Social Service c) Films d) Science e) Sports


17. Which of the following terms/ trophies is related with the game of cricket?
a) Love b) Trump c) Grand slam d) Fifa Cup e) Ashes


18. Who amongst the following is the Prime Minister of Pakistan?
a) Yusuf Raza Gillani b) Nawaz Sharif c) Hina Rabbani Khar d) Asif Ali Zardari
e) None of these


19. Prof. Muhammad Yunus, the recipient of the Nobel Peace Prize 2006, is the exponent of which of the following concepts in the field of banking?
a) Core Banking b) Micro Credit c) Retail Banking d) Real Time Settlement
e) Internet Banking


20. Which of the following phenomenon is considered responsible for 'Global Warming'?
a) Greenhouse Effect b) Fire in coal mines c) Dry Farming d) Trade Winds


21. OPEC is a group of countries which are ….
a) Exporting oil b) Producing cotton c) Members of G-20 d) Developing and poor
e) Nuclear powers


22. Which of the following books is written by Chetan Bhagat?
a) A Bend in the River b) A China Passage c) A Suitable Boy d) Revolution 2020
e) A House for Mr Biswas


23. Wimbledon Trophy is associated with…
a) Football b) Chess c) Hockey d) Badminton e) Lawn Tennis


24. Baichung Bhutia is a famous
a) Politician b) Cine actor c) Social worker d) Football Player e) Journalist



25. At present who is the Governor of the Reserve Bank of India?
a) Dr Y V Reddy b) Dr C Rangarajan c) Dr D. Subbarao d) Dr Subir Gokarn
e) None of these

interview experience at Bank of India :Saurabh Goyal (4)

My BANK OF INDIA interview….

Venue – Ahmedabad..

4 members in the panel…all were males…

There was LCD on the wall which was ON during interview…but in silent mode….NDTV profit dekh rahe the wo…candidate ki back side par LCD tha…

M3 – what is the meaning of your name?

Ans- Smell

M3 – Sugandh (Hindi me)

M2 –Then what about Saurav Ganguly

Ans—Sir..its different..Saurav means Sun , Surya & I m Saurabh

M1---- Saurabh Goyal…where r u from?

Ans—Basically I m from UP..but I born & bought up here in Gujarat

M1---Where r u now?

Ans --Junagadh

M1---Ok ..What yr father do?

Ans—Sir..He has a shop

Then asked about shop & business

M1 --- So u have done B tech…in which field?

Ans---Agriculture Engg

M1—Ohh..technology Agril.. u hav completed in 2008 ..so..what u hav done then?

Ans—Sir I am wrkg with Netafim Irrigation company as Executive Design Engineer..

M1--- okk…tell me something about your current job..

Ans—(fir wohi story Syndicate wali)..I m working in Netafim which manufacture the components of drip system & also do the marketing of the same..I m design engineer..prepare the design, quotation & explain to our client ….Subsidy also available …50% etc.etc..

M1—ok..any other competitor .

Ans—yes sir 32 competitor in Guj

M1--- how u face?

Ans—Sir..we already doing well..we have 32% market share..

M1—So..how u maintain that?? Aur koi company kam nhi karti?? Local companies hai kya?

Ans—No sir..some r gud..John deere ..entered in Drip..Jain Irrigation is there..they r also doing well..

M1—why u r getting gud business?

Ans—Service sir..

M1—which service…after sales service?

Ans—yes ..after sales service, Agronomy service ..we also do campaigning, farmer tour also publish the success story of existing customers etc..& also prices of all company r same .our quality is best

M1 – u r in job since 2009

Ans—No ..since 2008..got selected through campus..& after B Tech I m with this company

M2--- see..u r working in this company since 4 years..all set..u r well settled…still u r here..means u r really serious about joining…

Me----yes sir…I m serious about to join

M2— Why u want to left..?? why banking?

Ans—Sir…promotion opportunity which I will get here will never get in current job..this is the industry in which 1 can reach up

M2--- How much salary r u getting?

Ans—2 lacs CTC ( Bachne ke liye jhooth bola…nhi to jaan hi le lete..)

M1—u may also getting other expenses like car allowances etc.. (:P)

M4---CTC hai 2lacs

Me—yes sir 2 lacs is cost to company

M2---- So..what yr boss told u..when u decide to give this interview

Ans—no sir..i hav not told them

M2—laughing..& told…no ..this is cheating..u hav to inform them…baad me koi prbm aayee to..yeh galat baat hai…etc etc….bolata raha..

Me—No sir…there will be no prbm..i just have to give 1 month notice period

M1—who to hota hai hai..

M2—4lac kar diya to..?

Me—nahi karenge sir..I know….

Yahan tak thik thak raha…

Tsunami to ab aayee..

M2--- So..u reach here..u might have done very gud preparation & hard work..? what u prepared ?

Me--- ( Muje doub laga..woh mujse current affairs sunana chahte the..kyunki…pahele wale sabhi candidates ki current affairs puchh ke band bajayee thi) Me bola..sir I m an engineer..& engineer always have gud grip on Maths..I prepare well maths..& I also scored well in IBPS

M3— See..bahut chhej aati hai..current affairs, computer..

Me—yes..no..

Discussion chala..

Woh bole…tum samaj nhi rahe ho….hum kya puchh rahe hai..

M2—Achha bolo..what is an agricultural engineering?

Ans—answered

M2—tumhara technical back ground humare kya kaam aayega…k\

Me—nhi sir…kaam aa sakta hai..

M4---- naraj hokar…That we will decide …kaam aayeg ya nhi..okk

Me--- chup ho gaya

Aaisa chala…..fir bole…tum nhi samaj rahe ho…hum kya puchh rahe hai…

Then M1 computer ke kaam me lag gaya..aur M2 phone par……M3 puchh raha tha & me bol raha tha usme bhi disturb ho raha tha…..:/

M3---ok..u may know computer…

Me--- yes sir..i know..i also work on Auto CAD,..& studied computer course..i know microsoft,etc..

M3—Microsoft kya hai?

Me—Sir it’s a software ( Muje kya hua ab yeh..)

M3—Microsoft company hai re…..location

Me—Han sir..company hai (smiles)…MS Word,EXCEL,POWER POINT, EXCESS yeh sab Microsoft ke software hai..

M3—5 hote hai..1 aur batao..

Me—4 hi yaad hai..

M3—Outlook ..

Me---ohh yes sir..for emailing

M3—fir..achha excess kya karta hai.

Me—( Mar gaya)..sir excel,word,power point use karta hun..excess kabhi use nhi kiya.. nhi pata..

M3—achha..current affairs me batao ,,,abhi USA se ek lady bihar aayee thi..kya mamla tha..

Me—nhi pata sir..

M3—Microsoft ka HQ kahan hai?

Me- USA

M3---- city??

Me—Washington

M3—r u sure?

Me---- no..but USA pakka

M3—news paper padhte ho na..

Me—yes sir….but only main points ..not in deep..

M3---ok koi bhi 3 current affairs batao..

Me—Ok sir…1) V K Singh’s letter to PM lick ho gaya

2) second related to cricket..pakistan won Asia cup..Bangladesh entered 1st time in fina

3) Citi bank survey says..India to be world’s no. economy by 2050 will defeat to china

M3---hmmm & who will become no. 3

Me—USA sir

M3---- ok tell me what will be the GDB in trillion?

Me—in 2050 India will have 83. Something trillion..china..80. something

M3-- & USA??

Me—38.65 trillion

M3—OK ..good

Then M4--- Government has decided to give some fix amount as a loan to agriculture etc.

Me—yes sir..priority sector

M4—yes priority sector..how much %

Me—sir 40% of total allotted to priority sector & 22% of 40% to agriculture

M4--- What is direct Agriculture & Indirect Agriculture?

Me--- hmmm

M4- have u listened ?

M3—Direct agriculture finance???

Me—don’t know sir..

Then Ok,….u can go…..All the best

Me—Than u sir..hav a nice day…

IBPS CLERK INTERVIEW PRACTICE -12 : RELATED TO BANKING

1 .What is Subsidy?

A subsidy is a form of financial assistance paid to a business or economic sector. Most subsidies

are made by the government to producers or distributors in an industry to prevent the decline of

that industry or an increase in the prices of its products or to encourage it to hire more labor.

2 What is Open Market operations(OMO)?

The buying and selling of government securities in the open market in order to expand or

contract the amount of money in the banking system by RBI. Open market operations are the

principal tools of monetary policy.

3. What is Micro Credit?

It is a term used to extend small loans to very poor people for self-employment projects that

generate income, allowing them to care for themselves and their families.

4. What is Liquidity Adjustment Facility(LAF)?

A tool used in monetary policy that allows banks to borrow money through repurchase

agreements. This arrangement allows banks to respond to liquidity pressures and is used by

governments to assure basic stability in the financial markets.

 5.What is RTGS System?

The acronym ‘RTGS’ stands for Real Time Gross Settlement. RTGS system is a funds transfer

mechanism where transfer of money takes place from one bank to another on a ‘real time’ and on

‘gross’ basis. This is the fastest possible money transfer system through the banking channel.

Settlement in ‘real time’ means payment transaction is not subjected to any waiting period. The

transactions are settled as soon as they are processed. ‘Gross settlement’ means the transaction is

settled on one to one basis without bunching with any other transaction.

6.What is Wholesale Price Index(WPI)?

The Wholesale Price Index (WPI) is the index used to measure the changes in the average price

level of goods traded in wholesale market. A total of 435 commodity prices make up the index. It

is available on a weekly basis. It is generally taken as an indicator of the inflation rate in the

Indian economy. The Indian Wholesale Price Index (WPI) was first published in 1902, and was

used by policy makers until it was replaced by the Producer Price Index (PPI) in 1978.

7. What is Consumer price Index(CPI)?

It is a measure estimating the average price of consumer goods and services purchased by

households.

Important Abbreviation ( India )

.

Sr. No.	Abbreviation	Stands For
1	AAFI	Amateur Athletics Federation of India
2	AAPSO	Afro-Asian People’s Solidarity Organisation
3	AASU	All Assam Students Union
4	ABM	Anti Ballistic Missile
5	AC	Alternate Current OR Air Conditioner
6	ACC	Ancillary Cadet Core
7	AD	Ano Domini (After the birth of Jesus)
8	ADB	Asian Development Bank.

Read more »

Indian Overseas Bank 1500 Probationary Officers Recruitment Through IBPS CWE Score

Indian Overseas Bank (IOB) was established in 1937 by Shri M Ct M Chidambaram Chettyar to encourage overseas banking and foreign exchange operations. The bank is based in Chennai (Madras) with 2555 domestic branches and six branches overseas. The bank invites application from eligible candidates for recruitment to the post of Probationary Officers on probation for a period of two years.


Name of the Post & Number of Vacancies
Probationary Officer: 1500 vacancies

• SC :: 223
• ST :: 149
• OBC :: 392
• GEN :: 736

Important Dates

• Opening date for online registration/ payment of application fee: 30 March 2012
• Closing date for online registration/ payment of application fee: 19 April 2012
• Tentative date for Interview: May/ June 2012

Read more »

Dena Bank Recruitment 2012-13 – 500 IBPS PO Jobs

Dena Bank was founded on 26 May 1938 by the family of Devkaran Nanjee under the name Devkaran Nanjee Banking Company Ltd. It became a Public Ltd. Company in December 1939 and later the name was changed to Dena Bank Ltd. It is one among six Public Sector Banks selected by the World Bank for sanctioning a loan of Rs 72.3 crores for augmentation of Tier-II Capital under Financial Sector Developmental project in the year 1995. The bank invites application from eligible candidates for recruitment to the post of Probationary Officers on probation for a period of two years.


Name of the Post & Number of Vacancies
Probationary Officer: 500 vacancies

Read more »

Dena Bank Po Recruitment 2012 post of 500 through Ibps

Important Dates:

Opening Date for online Registration : 28-03-2012

Closing Date for Online Registration : 12-04-2012

Number of Vacancies : 500

Ibps Cwe score:

General : Minimum 130

For Reserved category : Minimum 125

More Details : Dena bank po Recruitment 2012

Indian Overseas bank Recruitment of 1500 Probationary Officers - 2012 through ibps

Indian Overseas bank Recruitment of 1500 Probationary Officers - 2012 through ibps 

Number Of post

SC:223 posts

ST:149 posts

OBC:392 posts

GEN:736 posts

PWD:60 posts

Eligibility Criteria:

60% of marks in graduation for general candidates.55% of marks are enough for SC/ST/OBC/PWD Candidates.

General candidates must have at least 21 years and the max age limit is 30 years as on 01-07-2011.for SC/ST Candidates 5 years relaxation is provided and 3 years upper age relaxation for OBC Candidates as per Govt of India rules and regulations.

Application fee:

200 Rupees for General & OBC Candidates .50 rupees for SC/ST/PWD Candidates

Selection Process:

Candidates have to attend the Interview,based on performance in Written exam and Interview togeather,the right candidates can get job as Indian Overseas Bank Probationary Officer.The Interview will carry 50 Marks. Minimum qualifying marks in the Interview will be 22.50 marks for General Category candidates and 20.00 marks for SC/ST/OBC/PWD category Reserved Candidates. Final selection will be made on the basis of aggregate marks obtained by the candidates in IBPS PO Exam.

IBPS PO Score Requirements and Cut off marks:

General candidates must have 24 and above marks in every section to apply for IOB PO Recruitment process.In case of Reserved category candidates like SC/ST/OBC/PWD must have at least 21 and above marks in each section of Ibps po exam.

Test on Reasoning -24+

Test on English Language -24+

Test on Qualitative Aptitude-24+

Test on General Awareness -24+

Test on Computer Knowledge -24+

Descriptive Paper on English -24+

Important Date  :

Fee Payment dates:30-03-2012 to 19-04-2012

Opening date of Online Registration:13-03-2012

Last date of Online Registration:19-04-2012

More details : http://www.iob.in/uploads/CEDocuments/ADVERTISEMENT%20ENGLISH%20-%20PO%202012.pdf

How To Prepare IBPS PO Exam 2012 ( Subject Wise Weightage)

Preparation on English: 50 questions -25 marks

1.Correction of sentences -10 marks

2.vocabulary                 -  10 marks

3.Passage                     - 10 marks

4.Paragraph jumbles        - 5    marks

5.Idioms                        - 5   marks

6.Comprehension            - 10 marks

Preparation on General Awareness : 50 questions-50 marks

Banking Awareness(committes, Acts ,Banking History)-20 marks

Economy-10 marks

Current Affairs-National & International  issues-10 marks

General Knowledge- 5 marks

Sports-3 marks

Literature-2 marks

Preparation on Computer Knowledge: 50 questions-50 marks

Internet (browsing Short cut keys etc..) -12 marks

MS-Office(word,excel ,power point )-12marks

Basic Computer Hardware-6 marks

Memory(ram,rom,.....-5 marks

Computer Network(tcp,..)- 5 marks

Operating System(boot,bios ..)-4 marks

Basic Computer concepts-4marks

Software Concepts-2 marks

Preparation on Reasoning: 50 questions-50 marks

Non-Verbal Reasoning-10 marks

Statement & conclusion-10 marks

 Date Sufficiency-  5 marks

Seating  Arrangement-5 marks

Distribution-5 marks

Deductions-5 marks

Input/Output-5marks

Linear Arrangement-4 marks

Directions-1 mark

Preparation on Quantitative Aptitude : 50 questions-50 marks

Simplifications-5 marks

Series’s-4marks

Data Interpretation-15marks

Bar Graph-5 marks

Pie Chart-5 marks

Percentages-3 marks

Simple Equations-3 marks

Averages- 2 marks

Simple&Compound Interest-3marks

Ratio and Proportions-2marks

Probability- 3 marks

Must Read 120 Current Affairs MCQs 2012 for All Exams - Set 3

This is the 3rd set of 120 Current Affairs quizzes. These quizzes will equip you to take all competitive examinations as well. These quizzes are based on Corporate, Economy, Sports, Science, National Current Affairs of India. This will make you better prepared to face competitive examinations like that of IBPS CWE, Bank PO, RRB, NABARD, RBI, LIC, Civil Services, MBA etc.

1. The union government of India on 1 February 2012 gave the approval for setting up a National Council for Senior Citizens. It will be headed by the minister of____
a) External Affairs
b) Social Justice and Empowerment
c) Home
d) Finance
Answer: (b) Social Justice and Empowerment

2.  As per the latest Sample registration System( SRS) bulletin, December 2011 released by the Registrar General of India(RGI), it is noted that Infant Mortality Rate(IMR) dropped further from __ to __ infant deaths per 1000 live births during 2010.
a) 50; 47
b) 52; 49
c) 53; 48
d) 48; 47
Answer: (a) 50; 47

3. In the period from January to November 2011, Sri Lanka received just over 7.5 lakh tourists. Of this, over 1.5 lakh were Indians. Indians constituted about what per cent of the tourists to Sri Lanka in 2011?
a.    20%
b.    11%
c.    27%
d.    31%
Answer: (a)

Read more »

Current GK MCQs February 2012 for All Exams

General knowledge and Current Affairs constitute a major part of all competitive examinations.Hope this will be Useful for IBPS CWE 2012 & all State PSC,UPSC,SSC,Bank PO,Railways(RRBs)tests etc.Also useful for those preparing for various Quiz competitions. Don't forget to leave your valuable comments below this article. enjoy reading.... :)

Current GK February 2012

1- United Nations Department of Economic and Social Affairs (UN-DESA) data for 150 countries over 40 years showed which two countries as the only two countries in the world where female infant mortality is higher than male infant mortality in the 2000s?

1. Venezuela & Combodia

2. Nigeria & Ghana

3. China & India 

4. Indonesia & China

2- Kamla Persad Bissessar visited India from 5 January 2012 to 14 January 2012.

Consider the following statements on her.

(i) She is the seventh Prime Minister of Trinidad and Tobago

(ii) She is the country’s first female Prime Minister.

Select the correct answer using the codes given below:

1. Both (i) and (ii) are correct

2. Only (i) is correct

3. Only (ii) is correct

4. Neither I nor II is correct

Read more »

Bank of Baroda Clerk Challan form 2012 for Clerk Recruitment

Bank of Baroda Clerk Challan form 2012 for Clerk Recruitment

download Here challan form

http://www.bankofbaroda.com/download/Cash_Voucher_2012.pdf

Bank of Baroda Clerk Recruitment 2012 – BoB Clerical Cadre 2000 Vacancies

Bank of Baroda (BoB), India's International Bank with a network of more than 3200 branches in India enjoys the unique distinction of overseas presence in 27 countries. BoB recruitment of Clerical Cadre (Clerk) 2000 vacancies, Candidates who passed IBPS Common written examination for Clerk in 2011, The Qualified candidates to apply online.

Name of the Post	No of posts	Age Limit	Pay Scale
Clerk	2000	18 to 28 years	Basic Pay in Time Scale of Rs.7200  –  19300 plus DA, HRA, etc. as per Bipartite Settlement amended from time to time.

Educational Qualification: Graduate degree in any discipline from a recognized University in India, OR any equivalent qualification recognized as such by Central Government.

Essential Requirement: IBPS Score obtained in CWE for Clerks 2011. UR – 24 & above for all particulars; OBC/SC/ST – 21 & above for all particulars.

Selection Procedure: Depending on the number of vacancies, only those candidates who are qualified in the Common Written Examination for recruitment of Clerical personnel conducted by IBPS  in 2011 and possess a valid score card issued by IBPS and rank sufficiently high in the order of merit based on the Total Weighted Standard Score shall be called for a personal interview in the ratio of 1:4  for General category and 1:5 for Reserved category.

Application Fee: Rs.50/- for SC/ ST/ Persons with Disability (PWD), Rs.150 for GEN/ OBC Candidates.

How To Apply: Candidates are required to apply online from 24th March 2012 to 10th April 2012.

Detailed Info and Apply Online: http://www.bankofbaroda.com/recruitment.asp?artid=2399&modid=36