IBPS CLERK INTERVIEW PRACTICE -4

Q: Shadow Banking ?

A.shadow banking means those financial transactions which are not regulated ..... hence the risk involoved in these are very high..........shadow banking deals in money market instruments......and hence need money for early repayment .......... now what happens is they invest for long term .....and borrow for short term.......so this match creates problem coz of lack of liquidity...........and second thing as they are not regulated so they cant take help from any other organisation like for eg central banks.........the crisis which world faced during was coz of shadow banking also.

Q:HOW WOULD YOU DESCRIBE YOURSELF OR DESCRIBE YOURSELF?"

ANS- I'm a people person. I really enjoy meeting and working with a lot of different people.

I'm a perfectionist. I pay attention to all the details, and like to be sure that everything is just right.

I'm a creative thinker. I like to explore alternative solutions to problems and have an open mind about what will work best.

I'm efficient and highly organized. This enables me to be as productive as possible on the job.

I enjoy solving problems, troubleshooting issues, and coming up with solutions in a timely manner.I would like to describe myself as a one of the helpful person because i like to help anyone at anytime for any kind of useful work. I am also prepare myself for work with honestly and fulfill all requirements without any commitment. I would like to spread my work for I accept new challenges to face. It gives me the inspiration and good experince in my life. So, always i stood as one of the useful employee for your organization

Q: DO YOU CONSIDER YOURSELF SUCCESSFUL?

ANS-success is the progressive realization of a worthy goal.a goal that one aspires for or has set for oneself...being a mgmt graduate i aspire to grow to be managerial and professionally sound person..i believe i shud accomplish this in about 5-10 yrs time..i have acquired the basic qualifications fr dat...im on the verge of accomplishing it nd im sure i'll achieve the goal and become successful.